2016 E 7th Ct, Panama City, FL 32401 Property Records

Bay County property record for 2016 E 7th Ct, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	1 bd · 1 ba · 364 sqft · built 1947
Lot Size	0.112 acres (4,922 sqft)
Owner	Individual Name on Record
Tax Bill	$157 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15999-000-000`

Property Details

APN / Parcel Number

Primary APN	`15999-000-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	364 sqft
1st Floor Area	364 sqft

Exterior

Year Built	Built 1947
Exterior Material	Other
Lot Area	4,922 sqft (0.112 acres)
Lot Dimensions	130 ft deep x 38 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2016 E 7TH CT
City	PANAMA CITY
State	FL
Zip	32401
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PC04
Legal Description	3 4S 14W-185-105A3 BEG AT SE COR OF SW1/4 RUN N 374.5' W 329.5' FOR PT OF BEG S 130' W
Legal Range	14W
Legal Township	04S
Legal Section	03
Legal Lot Number	8
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2037
Census Tract	1700

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	909 CYPRESS AVE, PANAMA CITY, FL 32401-4253
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 14, 2021
Transfer Doc	0044730597
Record Updated	Jun 8, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Oct 14, 2021
Property Address	2016 E 7TH CT, PANAMA CITY, FL 32401
Document Number	0044730597
Book / Page	4473 / 597
Instrument Date	Oct 14, 2021
Instrument	2021078832
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$157.00 (-4.85%)	$10,779 (+13.44%) Land $10,579 Building $200	$10,779 (+13.44%) Land $10,579 Building $200
2024	$165.00 (-49.54%)	$9,502 (+13.01%) Land $9,302 Building $200	$9,502 (+13.01%) Land $9,302 Building $200
2023	$327.00 (+4.14%)	$8,408 (+17.32%) Land $8,208 Building $200	$8,408 (+17.32%) Land $8,208 Building $200
2022	$314.00	$7,167 Land $6,967 Building $200	$7,167 Land $6,967 Building $200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20