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2016 Cumberland Loop, Roseville, CA 95747 Property Records

Placer County property record for 2016 Cumberland Loop, Roseville, CA 95747 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 3,092 sqft · built 2020
Lot Size0.145 acres (6,300 sqft)
Owner2 Individual Names on File
Last Sale$865,000 (Feb 2025)
Tax Bill$10,251 (2025)
Deeds & MortgagesMar 2026 Mortgage
Feb 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN492-330-081-000

Property Details

APN / Parcel Number

Primary APN492-330-081-000
Alternative APN
  • 492-330-081

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,092 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeWood
Lot Area6,300 sqft (0.145 acres)
Garage Area1,151 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number492-330-081
Street Address2016 CUMBERLAND LOOP
CityROSEVILLE
StateCA
Zip95747-4290
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 81 FIDDYMENT RANCH PH 2 VILLAGE F-9C MOR EE-2
Legal SubdivisionFIDDYMENT RANCH
Legal Lot Number81
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group4
Census Block4053
Census Tract21328

Owner

Source: Placer County records · APN 492-330-081-000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2016 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2026Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 14, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Sep 04, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 10, 2025 · Amount on Record
Deed SaleFeb 10, 2025 · Amount on Record
Prior SaleSep 04, 2020 · Amount on Record
Deed Document Number20256912
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address2016 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290

Mortgage

Document Number0000011078
DateMar 03, 2026
Instrument2026-0011078
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueApr 01, 2055

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address2016 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290
Transaction TypeMortgage
Record UpdatedFeb 24, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290

Mortgage

Document Number0000006450
DateFeb 14, 2023
Instrument2023-0006450
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 13, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateSep 04, 2020
Property Address2016 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290
Document Number0000097067
Map ReferenceMB EE PG 2
Instrument DateAug 20, 2020
Instrument2020-0097067
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 07, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2016 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290

Mortgage

Document Number0000097068
DateSep 04, 2020
Instrument2020-0097068
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityRoseville City
Elementary School DistrictRoseville City Elementary School District (KG - 08)
Secondary School DistrictRoseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$882,300 (+28.77%) Land $183,600 Building $698,700
2025$10,251.00 (+2.45%)$685,165 (+4.04%) Land $194,837 Building $490,328
2024$10,006.00 (+2.04%)
2023$9,806.00 (-1.41%)$658,561 Land $187,272 Building $471,289
2022$9,946.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Placer County (06061C), updated May 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 20% of California
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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