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2016 Cove Dr, Largo, FL 33774 Property Records

Pinellas County property record for 2016 Cove Dr, Largo, FL 33774

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,720 sqft · built 1963
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on Record
Tax Bill$2,614 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-749-2280-8

Property Details

APN / Parcel Number

Primary APNC62-000-749-2280-8
Alternative APNs
  • 05-30-15-36036-011-0630
  • 301505360360110630
  • 153005360360110630
  • R48091

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,720 sqft Living Area
Gross Area2,360 sqft
1st Floor Area1,720 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1993
Architectural StyleH-Shape
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area414 sqft
Deck AreaDeck Area
Patio Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR48091
Street Address2016 COVE DR
CityLARGO
StateFL
Zip33774-1004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR HILLS 2ND ADD BLK K, LOT 63
Legal Range15E
Legal Township30S
Legal Section5
Legal SubdivisionHARBOR HILLS 2ND ADD
Legal Tract36036
Legal BlockK
Legal Lot Number63
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2018
Census Tract25210

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2016 COVE DR, LARGO, FL 33774-1004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2005
Deed SaleNov 3, 2005
Prior SaleNov 3, 2005 · Amount on Record
Deed Document Number2005441356
Deed Book / Page14716 / 1977
Prior Transfer DateOct 18, 2005
Prior Transfer Doc0147161978
Record UpdatedOct 29, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 22, 2017
Property Address2016 COVE DR, LARGO, FL 33774-1004
Document Number0196770136
Book / Page019677 / 000136
Instrument DateJun 21, 2017
Instrument194641
Transaction TypeTransfer
Record UpdatedJul 26, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 COVE DR LARGO FL 337741004, LARGO, FL 33774-1004

Mortgage

Document Number196770138
DateJun 22, 2017
Book Page019677/000138
Instrument194642
Lender
NameVAN DYK MTG
TypeMortgage Company
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 21, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,614.00 (-27.31%) Homeowner's exemption$179,875 (-21.39%)$263,388 (-38.02%) Land $176,015 Building $87,373
2024$3,596.00 (+1.87%)
2023$3,530.00 (+3.1%) Homeowner's exemption$228,829 (+3%)$424,969 (+12.16%) Land $260,237 Building $164,732
2022$3,424.00 Homeowner's exemption$222,164$378,906 Land $249,411 Building $129,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 263 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies263 in force
Nearby Flood Claims186 (2024)
Claims Outside the SFHA2 of 186
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 10 claims
  • Hurricane Helene, Oct 2024 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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