2016 Charles St, Anderson, IN 46013 Property Records

Madison County property record for 2016 Charles St, Anderson, IN 46013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,412 sqft · built 1960
Lot Size	0.39 acres (17,000 sqft)
Owner	Individual Name on Record
Last Sale	$201,000 (Nov 2022)
Tax Bill	$1,705 (2025)
Deeds & Mortgages	Mar 2014 Mortgage May 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-605B-1-6Z`

Property Details

APN / Parcel Number

Primary APN	`18-605B-1-6Z`
Alternative APNs	`48-12-30-401-063.000-003` `00001110951`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,412 sqft Living Area
1st Floor Area	2,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,000 sqft (0.39 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	216 sqft
Patio Area	108 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001110951
Street Address	2016 CHARLES ST
City	ANDERSON
State	IN
Zip	46013-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEARVIEW 3RD 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	CLEARVIEW ADDN SUB
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2016
Census Tract	2000

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2016 CHARLES ST, ANDERSON, IN 46013-2728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2014	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
May 1, 2025	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE LLC
Nov 28, 2022	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK
May 1, 2020	Intrafamily Transfer, Transfer
Aug 22, 2016	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES
Apr 11, 2008	Trustee's Deed, Foreclosure · Conventional Mortgage FIRST HORIZON HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Aug 22, 2016 · Amount on Record
Deed Document Number	202219575
Prior Transfer Date	Apr 27, 2020
Prior Transfer Doc	2020R06079
Record Updated	Oct 29, 2026

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2016 CHARLES ST, ANDERSON, IN 46013-2728
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014R03218
Date	Mar 14, 2014
Instrument	2014R03218

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2044

Interest

Rate Type	Fixed Rate

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2016 CHARLES ST, ANDERSON, IN 46013-2728
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MUN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R05787
Date	May 1, 2025
Instrument	2025R05787

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Nov 28, 2022
Property Address	2016 CHARLES ST, ANDERSON, IN 46013-2728
Document Number	2022R19575
Map Reference	BK 10 PG 91
Instrument Date	Nov 21, 2022
Instrument	2022R19575
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	LENDER ESCROW AND TITLE, LENDERS ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 CHARLES ST, ANDERSON, IN 46013-2728

Mortgage

Document Number	2022R19576
Date	Nov 28, 2022
Instrument	2022R19576

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IN
Recording Date	May 1, 2020
Property Address	2016 CHARLES ST, ANDERSON, IN 46013-2728
Document Number	2020R06079
Map Reference	PB 10 PG 91
Instrument Date	Apr 27, 2020
Instrument	2020R06079
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 CHARLES ST, ANDERSON, IN 46013-2728

August 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Aug 22, 2016
Property Address	2016 CHARLES ST, ANDERSON, IN 46013-2728
Document Number	2016R11269
Map Reference	PB10 PG91
Instrument Date	Aug 15, 2016
Instrument	2016R11269
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016R11270
Date	Aug 22, 2016
Instrument	2016R11270

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate

April 2008: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON IN
Recording Date	Apr 11, 2008
Property Address	2016 CHARLES ST, ANDERSON, IN 46013-2728
Document Number	2008006555
Map Reference	MB 10 PG 91
Instrument Date	Apr 4, 2008
Instrument	2008006555
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008006556
Date	Apr 11, 2008
Instrument	2008006556

Lender

Name	FIRST HORIZON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2038

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,705.00 (-8.77%) Homeowner's exemption	$171,700 (+2.2%) Land $19,600 Building $152,100	$171,700 (+2.2%) Land $19,600 Building $152,100
2024	$1,869.00 (+4.41%)
2023		$168,000 (+0.54%) Land $18,700 Building $149,300	$168,000 (+0.54%) Land $18,700 Building $149,300
2022	$1,790.00 Homeowner's exemption	$167,100 Land $17,700 Building $149,400	$167,100 Land $17,700 Building $149,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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