2016 6th St, Bay City, MI 48708 Property Records

Bay County property record for 2016 6th St, Bay City, MI 48708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,518 sqft · built 1891
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$304,500 (Aug 2022)
Tax Bill	$6,778 (2026)
Deeds & Mortgages	Aug 2022 Sale May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-022-383-017-00`

Property Details

APN / Parcel Number

Primary APN	`160-022-383-017-00`
Alternative APN	`0913002238301700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	7 Units
Stories	2 Stories
Building Area	2,518 sqft Living Area
1st Floor Area	1,429 sqft
Basement Area	1,213 sqft
Unfinished Basement	1,429 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Traditional
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	170 ft deep x 60 ft wide
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	215 sqft
Patio Area	1,400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2016 6TH ST
City	BAY CITY
State	MI
Zip	48708-6798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	LOT 4 BLK 2 H J H SCHUTJES ADD TO HIS SUB
Legal Subdivision	SCHUTJES ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	4
Census Block	4015
Census Tract	280500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Center Avenue Neighborhood Residential District listed 1982 · 225 contributing resources · NRIS 82002826

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2016 6th St is owned and occupied by an individual who bought it in August 2022.

Source: Bay County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	522 CARNATION DR, PLACENTIA, CA 92870-4411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer TITLE RESOURCE AGENCY
May 10, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Jul 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on File
Deed Sale	Aug 16, 2022 · Amount on File
Prior Sale	May 10, 2022 · Amount on File
Deed Document Number	202211761
Prior Transfer Date	Jul 16, 2019
Prior Transfer Doc	0000010013
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Aug 16, 2022
Property Address	2016 6TH ST, BAY CITY, MI 48708-6798
Document Number	0000011761
Map Reference	LB 1 PG 55
Instrument Date	Aug 8, 2022
Instrument	202211761
Transaction Type	Transfer
Record Updated	May 18, 2026
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Tax	$2,283.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2S361 MILTON AVE, GLEN ELLYN, IL 60137-7033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40311 PALMETTO DR, PALMDALE, CA 93551-3564

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	May 10, 2022
Property Address	2016 6TH ST, BAY CITY, MI 48708-6798
Document Number	0000007447
Map Reference	LB 1 PG 55
Instrument Date	May 5, 2022
Instrument	202207447
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,152.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2016 6TH ST, BAY CITY, MI 48708-6798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 S 361 MILTON AVE, GLEN ELLYN, IL 60137

Mortgage

Document Number	0000007448
Date	May 10, 2022
Instrument	202207448

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Jul 17, 2019
Property Address	2016 6TH ST, BAY CITY, MI 48708-6798
Document Number	0000010013
Instrument Date	Jul 16, 2019
Instrument	10013
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 6TH ST BAY CITY MI 487086798, BAY CITY, MI 48708-6798

Tax Assessment & Valuation

The 2026 property tax bill for 2016 6th St was $6,778 with a homeowner's exemption, up 21.4% from the year before.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,778.00 (+21.45%) Homeowner's exemption	$180,550 (+4.27%)	$361,100 (+4.27%)
2025	$5,581.00 Homeowner's exemption	$173,150	$346,300
2023		$134,000	$268,000
2022	$3,173.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2016 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2016 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage.

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