Sussex County property record for 20157 Cedar Beach Rd, Milford, DE 19963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,152 sqft · built 1974 |
| Lot Size | 1.19 acres (51,924 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,000 (May 2011) |
| Tax Bill | $1,179 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 330-7.00-11.00 |
| Primary APN | 330-7.00-11.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 1,344 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Unfinished Basement | 576 sqft |
| Flooring | Ceramic Tile |
| Elevator | Elevator |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 51,924 sqft (1.19 acres) |
| Lot Dimensions | 235 ft deep x 70 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 20157 CEDAR BEACH RD |
|---|---|
| City | MILFORD |
| State | DE |
| Zip | 19963-4264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | RD MILFORDCEDAR BCH N/RT 36 INT E/RT 1 BYPASS |
| Legal Subdivision | MILFORD |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | MILFORD SOUTH |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 50103 |
Source: Sussex County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20157 CEDAR BEACH RD, MILFORD, DE 19963-4264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Apr 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENTAGON FCU |
| May 8, 2017 | Deed of Trust, Mortgage PENTAGON FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2011 · Amount on Record |
| Deed Sale | May 5, 2011 · Amount on Record |
| Deed Book / Page | 3887 / 218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Recording Date | Aug 5, 2026 |
| Property Address | 20157 CEDAR BEACH RD, MILFORD, DE 19963-4264 |
| Document Number | 0000030140 |
| Book / Page | 24235 / 30 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202630140 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20157 CEDAR BEACH RD, MILFORD, DE 19963-4264 |
| Document Number | 0000030140, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 24235/30 |
| Instrument | 202630140 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 20157 CEDAR BEACH RD, MILFORD, DE 19963-4264 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0211250335 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 21125/335 |
| Instrument | 20220000028921 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 20157 CEDAR BEACH RD, MILFORD, DE 19963-4264 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0197240317 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 19724/317 |
| Instrument | 20210000024830 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 20157 CEDAR BEACH RD, MILFORD, DE 19963-4264 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0162050196 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 16205/196 |
| Instrument | 17112 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | May 17, 2027 |
Source: Sussex County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,179.00 (-0.25%) | $12,550 (-) Land $1,500 Building $11,050 | $385,700 (-) Land $84,900 Building $300,800 |
| 2025 | $1,182.00 (+34.62%) | $12,550 (-) Land $1,500 Building $11,050 | $385,700 (+1,120.57%) Land $84,900 Building $300,800 |
| 2023 | $878.00 | $12,550 Land $1,500 Building $11,050 | $31,600 Land $3,000 Building $28,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 128 policies |
| Nearby Flood Policies | 128 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | May 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 84% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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