Polk County property record for 2015 Winding River Cv, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,765 sqft · built 2024 |
| Lot Size | 0.344 acres (14,989 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $69,500 (Feb 2024) |
| Tax Bill | $828 (2024) |
| Deeds & Mortgages | Feb 2024 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-35-363486-000020 |
| Primary APN | 25-29-35-363486-000020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,765 sqft Living Area |
| Gross Area | 3,447 sqft |
| 1st Floor Area | 2,765 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 14,989 sqft (0.344 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 50 sqft |
| Street Address | 2015 WINDING RIVER CV |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-8753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDING RIVER COVE PB 197 PG 38-39 LOT 2 |
| Legal Subdivision | WINDING RIVER COVE |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 14501 |
Source: Polk County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2115 GOLDEN MEADOW WAY, BARTOW, FL 33830-2973 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2024 · Amount on Record |
| Deed Sale | Feb 5, 2024 · Amount on Record |
| Deed Document Number | 202427159 |
| Deed Book / Page | 12995 / 1868 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 5, 2024 |
| Property Address | 2015 WINDING RIVER CV, BARTOW, FL 33830-8753 |
| Document Number | 0000027159 |
| Book / Page | 12995 / 1868 |
| Map Reference | MB 197 PG 38&39 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2024027159 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 13, 2026 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $486.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Address | 2115 GOLDEN MEADOW WAY, BARTOW, FL 33830-2973 |
| Document Number | 0129951869 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 12995/1869 |
| Name | HOME SOLUTION LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Feb 1, 2055 |
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $459,659 Land $58,000 Building $401,659 | $459,659 Land $58,000 Building $401,659 | |
| 2024 | $828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 23 (1979–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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