2015 Surfside Ter, Vero Beach, FL 32963 Property Records

Indian River County property record for 2015 Surfside Ter, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,925 sqft · built 1967
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$1,250,000 (Dec 2024)
Tax Bill$14,622 (2025)
Deeds & MortgagesApr 2018 Sale & Mortgage
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN33-40-21-00001-0000-00014.0

Property Details

APN / Parcel Number

Primary APN33-40-21-00001-0000-00014.0
Alternative APN
  • 98735

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,925 sqft Living Area
Gross Area2,431 sqft
1st Floor Area1,925 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialConcrete
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions130 ft deep x 120 ft wide
View / LotAbove Average
Garage TypeAttached
Garage Area506 sqft
PorchOpen Porch
Porch Area299 sqft
Patio Area1,042 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2015 SURFSIDE TER
CityVERO BEACH
StateFL
Zip32963-2864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionSURFSIDE ESTATES SUB LOT 14 PBI 6-62
Legal Range40E
Legal Township33S
Legal Section21
Legal SubdivisionSURFSIDE ESTATES SUB
Legal Lot Number14
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1001
Census Tract50509

Owner

2015 Surfside Ter is owned and occupied by two individuals who bought it in December 2024.

Source: Indian River County records, as of October 14, 2026

Owner of Record2 Individual Names on File
Mailing Address2015 SURFSIDE TER, VERO BEACH, FL 32963-2864
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2018Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
May 3, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2024 · Amount on File
Deed SaleDec 9, 2024 · Amount on File
Prior SaleApr 27, 2018 · Amount on File
Deed Document Number202458134
Deed Book / Page3742 / 49
Prior Transfer DateSep 11, 2014
Prior Transfer Doc0027881510
Record UpdatedOct 29, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateApr 27, 2018
Property Address2015 SURFSIDE TER, VERO BEACH, FL 32963-2864
Document Number0031111803
Book / Page3111 / 1803
Map ReferenceMB6 PG62
Instrument DateApr 27, 2018
Instrument3120180025814
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Tax$4,375.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10160 COLLINS AVE APT 105, 10160, BAL HARBOUR, FL 33154-1613

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Ux (and Wife)
Address00000

Mortgage

Document Number3120180025815
DateApr 27, 2018
Instrument3120180025815
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 3, 2018
Property Address2015 SURFSIDE TER, VERO BEACH, FL 32963-2864
Document Number0031131642
Book / Page003113 / 001642
Instrument DateApr 26, 2018
Instrument27174
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2015 SURFSIDE TER VERO BEACH FL 329632864, VERO BEACH, FL 32963-2864

Tax Assessment & Valuation

The 2025 property tax bill for 2015 Surfside Ter was $14,622.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,622.00$1,014,561 Land $574,770 Building $439,791$1,014,561 Land $574,770 Building $439,791
2023$4,021.00 (+2.63%)$317,428 (+3%)$759,517 (+21.41%) Land $528,788 Building $230,729
2022$3,918.00$308,183$625,605 Land $459,816 Building $165,789

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2015 Surfside Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 166 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies467 units insured
incl. 301 condo units
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2015 Surfside Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless · DSL
100 / 20

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