2015 Sugartree Dr, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 2015 Sugartree Dr, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,575 sqft · built 1991
Lot Size	0.46 acres (20,029 sqft)
Owner	2 Individual Names on File
Last Sale	$103,500 (May 2003)
Tax Bill	$1,197 (2025)
Deeds & Mortgages	May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`078H-A-003.00-000`

Property Details

APN / Parcel Number

Primary APN	`078H-A-003.00-000`
Alternative APNs	`078H A 00300` `R0044145`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	1,575 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	20,029 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0044145
Street Address	2015 SUGARTREE DR
City	MURFREESBORO
State	TN
Zip	37129-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100'X200.29'
Legal Subdivision	SUGARTREE SEC 1
Legal Lot Number	5
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	2
Census Block	2000
Census Tract	40807

Owner

2015 Sugartree Dr is owned and occupied by two individuals who bought it in May 2003.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2015 SUGARTREE DR, MURFREESBORO, TN 37129-2656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2003 · Amount on File
Deed Sale	May 19, 2003 · Amount on File
Prior Sale	Jun 1, 2000 · Amount on File
Deed Book / Page	265 / 1724
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	2015 SUGARTREE DR, MURFREESBORO, TN 37129-2656
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 SUGATREE DR, MURFREESBORO, TN 37129-2656

Mortgage

Document Number	0022453362
Date	May 23, 2022
Book Page	2245/3362
Instrument	2443370

Lender

Name	COGENT BANK
Type	Bank
Address	SMYRNA, TN 37167

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Apr 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2015 Sugartree Dr was $1,197.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,950 (+27.58%) Land $27,500 Building $53,450	$323,800 Land $110,000 Building $213,800
2025	$1,197.00	$63,450 Land $13,750 Building $49,700
2023	$1,190.00	$63,450 Land $13,750 Building $49,700	$253,800 (-0.51%) Land $55,000 Building $198,800
2022			$255,100 Land $55,000 Building $200,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2015 Sugartree Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2010–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2022 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2015 Sugartree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250