2015 Spring Garden Rd, New Bern, NC 28562 Property Records

Craven County property record for 2015 Spring Garden Rd, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,403 sqft · built 1977
Lot Size	0.467 acres (20,338 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Jan 2017)
Tax Bill	$810 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9-043-073`

Property Details

APN / Parcel Number

Primary APN	`9-043-073`
Alternative APNs	`114091` `98860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,403 sqft Living Area
1st Floor Area	1,403 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,338 sqft (0.467 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	98860
Street Address	2015 SPRING GARDEN RD
City	NEW BERN
State	NC
Zip	28562-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAWSON
Jurisdiction	CRAVEN NC
Township / Civil Division	9
Census Block Group	1
Census Block	1026
Census Tract	960301

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2015 SPRING GARDEN RD, NEW BERN, NC 28562-6901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FLIGHT FCU
Jan 18, 2017	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2017 · Amount on Record
Deed Sale	Jan 18, 2017 · Amount on Record
Deed Book / Page	3489 / 1005
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 24, 2023
Property Address	2015 SPRING GARDEN RD, NEW BERN, NC 28562-6901
Document Number	03758/1537
Book / Page	3758 / 1537
Map Reference	CAB C SL 321
Instrument Date	Mar 17, 2023
Instrument	10110528
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 WETHERINGTON FARM RD, COVE CITY, NC 28523-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 SPRING GARDEN RD, NEW BERN, NC 28562-6901

Mortgage

Document Number	03758/1540
Date	Mar 24, 2023
Book Page	3758/1540
Instrument	10110529

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2015 SPRING GARDEN RD, NEW BERN, NC 28562-6901
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 SPRING GARDEN RD, NEW BERN, NC 28562-6901

Mortgage

Document Number	3653/1044
Date	Feb 10, 2021
Book Page	3653/1044
Instrument	10069485

Lender

Name	FIRST FLIGHT FCU
Type	Credit Union
Address	CARY, NC 27518

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 18, 2017
Property Address	2015 SPRING GARDEN RD, NEW BERN, NC 28562-6901
Document Number	3489/1005
Book / Page	3489 / 1005
Instrument Date	Jan 3, 2017
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 TURTLE RIDGE RD, 256, SPARTA, NC 28675-8966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 SPRING GARDEN RD, NEW BERN, NC 28562-6901

Mortgage

Document Number	3489/1008
Date	Jan 18, 2017
Book Page	3489/1008
Instrument	10002333

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$810.00	$151,580 (-) Land $15,000 Building $136,580	$151,580 (-) Land $15,000 Building $136,580
2025	$810.00 (+1.5%)	$151,580 (-) Land $15,000 Building $136,580	$151,580 (-) Land $15,000 Building $136,580
2023	$798.00 (+22.02%)	$151,580 (+58.18%) Land $15,000 Building $136,580	$151,580 (+58.18%) Land $15,000 Building $136,580
2022	$654.00	$95,830 Land $15,000 Building $80,830
2018			$95,830 Land $15,000 Building $80,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (2016–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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