2015 Shep Ct, Chesterfield, MO 63005 Property Records

St. Louis County property record for 2015 Shep Ct, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,602 sqft · built 1981
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,648 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20T-63-0222`

Property Details

APN / Parcel Number

Primary APN	`20T-63-0222`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,602 sqft Living Area
Gross Area	3,394 sqft
1st Floor Area	1,120 sqft
Basement Area	308 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	83 ft deep x 103 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	200 sqft
Patio Area	192 sqft
Balcony Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2015 SHEP CT
City	CHESTERFIELD
State	MO
Zip	63005-4732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1A
Legal Description	BENT TREE PLAT 1 20T630075 9 20 79 LOT 318
Legal Subdivision	BENT TREE PLAT 1
Legal Lot Number	318
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	4
Census Block	4002
Census Tract	221631

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2015 SHEP CT, CHESTERFIELD, MO 63005-4732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 6, 2017	Deed of Trust, Mortgage CORNERSTONE MTG
Feb 13, 2017	Deed of Trust, Mortgage CORNERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2015 SHEP CT, CHESTERFIELD, MO 63005-4732
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	ORNTIC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 SHEP CT, CHESTERFIELD, MO 63005-4732

Mortgage

Document Number	0247281666
Date	Mar 16, 2021
Book Page	24728/1666
Instrument	2021031601525

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2015 SHEP CT, CHESTERFIELD, MO 63005-4732
Document Number	0226902318
Book / Page	022690 / 002318
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2015 SHEP CT CHESTERFIELD MO 630054732, CHESTERFIELD, MO 63005-4732

Mortgage

Document Number	0226902318
Date	Sep 12, 2017
Book Page	022690/002318
Instrument	510

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2015 SHEP CT, CHESTERFIELD, MO 63005-4732
Document Number	0224042005
Book / Page	022404 / 002005
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 22, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2015 SHEP CT CHESTERFIELD MO 630054732, CHESTERFIELD, MO 63005-4732

Mortgage

Document Number	0224042005
Date	Feb 17, 2017
Book Page	022404/002005
Instrument	519

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,420 (-) Land $31,030 Building $64,390	$502,200 (-) Land $163,300 Building $338,900
2025	$6,648.00 (+9.04%)	$95,420 (+11.58%) Land $31,030 Building $64,390	$502,200 (+11.58%) Land $163,300 Building $338,900
2024	$6,097.00 (+2.66%)
2023	$5,939.00 (+7.86%)	$85,520 (+15.44%) Land $23,280 Building $62,240	$450,100 (+15.44%) Land $122,500 Building $327,600
2022	$5,506.00	$74,080 Land $27,170 Building $46,910
2021			$389,900 Land $143,000 Building $246,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: i3 Broadband.

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