2015 Saddlehorn Trl, Katy, TX 77494 Property Records

Fort Bend County property record for 2015 Saddlehorn Trl, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	6,020 sqft · built 2017
Lot Size	1.41 acres (61,685 sqft)
Owner	2 Individual Names on File
Last Sale	$281,300 (Aug 2020)
Tax Bill	$11,188 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R189177`

Property Details

APN / Parcel Number

Primary APN	`R189177`
Alternative APN	`0268-02-010-0003-914`

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Foundation Type	Concrete
Lot Area	61,685 sqft (1.41 acres)
View / Lot	Rural
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2015 SADDLEHORN TRL
City	KATY
State	TX
Zip	77494-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0268 I AND GN RY, TRACT 10 (PT), ACRES 1.4161
Legal Subdivision	I AND GN RY
Legal Tract	10
Legal Block	2
Legal Lot Number	10
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2000
Census Tract	673103

Owner

2015 Saddlehorn Trl is owned by two individuals who bought it in August 2020.

Source: Fort Bend County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	718 SANDPIPER DR, SUGAR LAND, TX 77478-3442
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Construction Mortgage SOUTHSIDE BANK
Aug 5, 2020	Intrafamily Transfer, Transfer PROSPECT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Prior Sale	Mar 17, 2017
Deed Document Number	2020101506
Prior Transfer Date	Aug 4, 2020
Prior Transfer Doc	0000101506
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	2015 SADDLEHORN TRL, KATY, TX 77494-5634
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 SANDPIPER DR, SUGAR LAND, TX 77478-3442

Mortgage

Document Number	0000103408
Date	Oct 27, 2023
Instrument	2023103408

Lender

Name	SOUTHSIDE BANK
Type	Bank
Address	TYLER, TX 75701

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Nov 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12%
Margin	3
Max Rate	12%

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORT BEND TX
Recording Date	Aug 5, 2020
Property Address	2015 SADDLEHORN TRL, KATY, TX 77494-5634
Document Number	0000101506
Map Reference	FILE 2000069280
Instrument Date	Aug 4, 2020
Instrument	2020101506
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 W 31ST ST, HOUSTON, TX 77018-7513

Mortgage

Date	Aug 5, 2020

Lender

Name	PROSPECT BANK
Type	Bank

Agreement

Amount	Amount on Record

Mortgage

Document Number	0000101507
Date	Aug 5, 2020
Instrument	2020101507

Lender

Name	PROSPERITY BANK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	18%
Index	Prime Rate
Margin	1
Max Rate	18%

Tax Assessment & Valuation

The 2025 property tax bill for 2015 Saddlehorn Trl was $11,188, up 172.9% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,188.00 (+172.88%)	$684,348 (+172.34%) Land $213,047 Building $471,301	$684,348 (+172.34%) Land $213,047 Building $471,301
2024	$4,100.00 (-1.11%)	$251,287 (-) Land $213,047 Building $38,240	$251,287 (-) Land $213,047 Building $38,240
2023	$4,146.00	$251,287 Land $213,047 Building $38,240	$251,287 Land $213,047 Building $38,240
2018	$4,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2015 Saddlehorn Trl in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 153 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	153 in force
Nearby Flood Claims	16 (2016–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2015 Saddlehorn Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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