2015 Ruth Dr, Indianapolis, IN 46240 Property Records

Marion County property record for 2015 Ruth Dr, Indianapolis, IN 46240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1954
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Apr 2022)
Tax Bill	$1,785 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`49-02-30-107-017.000-800`

Property Details

APN / Parcel Number

Primary APN	`49-02-30-107-017.000-800`
Alternative APN	`8037541`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Asphalt
Lot Area	12,110 sqft (0.278 acres)
Lot Dimensions	173 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8037541
Old Parcel Number	8037541
Street Address	2015 RUTH DR
City	INDIANAPOLIS
State	IN
Zip	46240-3162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RALSTON HEIGHTS 2ND SEC L4
Legal Range	04
Legal Township	17
Legal Section	30
Legal Subdivision	RALSTON HEIGHTS 2ND SEC
Legal Lot Number	4
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1013
Census Tract	320600

Owner

2015 Ruth Dr is owned and occupied by an individual who bought it in April 2022.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Mailing Address	2015 RUTH DR, INDIANAPOLIS, IN 46240-3162
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · FHA Mortgage PNC BANK
Apr 5, 2022	Warranty Deed, Transfer
Dec 27, 2019	Warranty Deed, Transfer · Conventional Mortgage FORUM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Dec 27, 2019
Deed Document Number	A202200040306
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	2015 RUTH DR, INDIANAPOLIS, IN 46240-3162
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040307
Date	Apr 5, 2022
Instrument	A202200040307

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Apr 5, 2022
Property Address	2015 RUTH DR, INDIANAPOLIS, IN 46240-3162
Document Number	0000040306
Map Reference	PB 28 PG 494-495
Instrument Date	Mar 31, 2022
Instrument	A202200040306
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 RUTH DR, INDIANAPOLIS, IN 46240-3162
Investor	Possibly a Property Investor

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Dec 27, 2019
Property Address	2015 RUTH DR, INDIANAPOLIS, IN 46240-3162
Document Number	0000130603
Instrument Date	Dec 20, 2019
Instrument	A201900130603
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 RUTH DR, INDIANAPOLIS, IN 46240-3162

Mortgage

Document Number	0000130604
Date	Dec 27, 2019
Instrument	A201900130604

Lender

Name	FORUM CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,785.00 (+84.59%)	$167,300 (+54.19%) Land $22,100 Building $145,200	$167,300 (+54.19%) Land $22,100 Building $145,200
2022	$967.00 (+24.61%)	$108,500 Land $11,100 Building $97,400	$108,500 Land $11,100 Building $97,400
2021	$776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2015 Ruth Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	258 (1978–2026)
Claims Outside the SFHA	10 of 258
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 36 claims Severe Winter Storms And Flooding, Jan 2005 · 50 claims Severe Storms & Flooding, Jan 1991 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2015 Ruth Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Spectrum.

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