Kenton County property record for 2015 Russell St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,281 sqft · built 1890 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $266,000 (May 2025) |
| Tax Bill | $3,312 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-14-04-018.00 |
| Primary APN | 055-14-04-018.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,281 sqft Finished Area |
| Gross Area | 2,713 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Material | Wood Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2015 RUSSELL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOWARD S 1/2 LOT 48 |
| Legal Subdivision | HOWARD & CO |
| Legal Lot Number | 48 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2015 RUSSELL ST, COVINGTON, KY 41014-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| May 18, 2023 | Deed, Transfer · Commercial Mortgage PEOPLES EXCHANGE BANK |
| Mar 2, 2023 | Deed, Transfer KENTUCKY LAND TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2025 · Amount on Record |
| Deed Sale | May 12, 2025 · Amount on Record |
| Prior Sale | May 18, 2023 · Amount on Record |
| Deed Document Number | 202546 |
| Deed Book / Page | 342 / 426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 2, 2026 |
| Property Address | 2015 RUSSELL ST, COVINGTON, KY 41014-1133 |
| Document Number | 0000013720 |
| Book / Page | 454 / 494 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202613720 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 2015 RUSSELL ST, COVINGTON, KY 41014-1133 |
| Document Number | 0000013720, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 454/494 |
| Instrument | 202613720 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 18, 2023 |
| Property Address | 2015 RUSSELL ST, COVINGTON, KY 41014-1133 |
| Document Number | 0005900155 |
| Book / Page | KC 227 / 263 |
| Instrument Date | May 18, 2023 |
| Instrument | 23051805900155 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 566 SAVANNAH DR, WALTON, KY 41094-7430 |
| Name | Verified Name |
|---|---|
| Address | 6385 MURNAN RD, COLD SPRING, KY 41076-9242 |
| Document Number | 0005900156 |
|---|---|
| Date | May 18, 2023 |
| Book Page | KCM 462/497 |
| Instrument | 23051805900156 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | 40381 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 2, 2023 |
| Property Address | 2015 RUSSELL ST, COVINGTON, KY 41014-1133 |
| Document Number | 0005900103 |
| Book / Page | KC 215 / 875 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 23030205900103 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1924 RUSSELL ST, COVINGTON, KY 41014-1132 |
| Name | Verified Name |
|---|---|
| Address | 566 SAVANNAH DR, WALTON, KY 41094-7430 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,000 (+6.4%) Land $10,000 Building $256,000 | $266,000 (+6.4%) Land $10,000 Building $256,000 | |
| 2025 | $3,312.00 (+342.78%) | $250,000 (+344.84%) Land $5,000 Building $245,000 | $250,000 (+344.84%) Land $5,000 Building $245,000 |
| 2023 | $748.00 (+261.35%) | $56,200 (-) Land $5,000 Building $51,200 | $56,200 (-) Land $5,000 Building $51,200 |
| 2022 | $207.00 Homeowner's exemption | $56,200 Land $5,000 Building $51,200 | $56,200 Land $5,000 Building $51,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures