2015 Rosa Rd, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 2015 Rosa Rd, Schenectady, NY 12309

Property Summary

Property TypeRestaurant
Details5,473 sqft · built 1984
Lot Size0.22 acres (9,600 sqft)
OwnerCompany Name on Record
Last Sale$400,000 (Feb 2019)
Tax Bill$16,344 (2026)
Deeds & MortgagesJun 2019 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 40.37-2-26

Property Details

APN / Parcel Number

Primary APN421500 40.37-2-26
Alternative APN
  • 150004003700020260000000

Interior

Stories2 Stories
Building Area5,473 sqft Gross Area
Basement Area2,240 sqft
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
PorchSlab
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2015 ROSA RD
CitySCHENECTADY
StateNY
Zip12309-5026
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning Code05 - COMME
Legal Description359 1XBRICK & BLK
Legal Block2
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1008
Census Tract20101

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2 RAFFAELE CT, ALBANY, NY 12205-2848
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2019Deed of Trust, Mortgage
BALLSTON SPA NAT'L BK
Feb 27, 2019Warranty Deed, Transfer · Commercial Mortgage
BALLSTON SPA NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2019 · Amount on Record
Deed SaleFeb 27, 2019 · Amount on Record
Prior SaleNov 30, 2005 · Amount on Record
Deed Document Number20198771
Deed Book / Page2006 / 505
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2015 ROSA RD, SCHENECTADY, NY 12309-5026
Document Number0000037029
Instrument DateJun 26, 2019
Transaction TypeMortgage
Record UpdatedSep 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2015 ROSA RD SCHENECTADY NY 123095026, SCHENECTADY, NY 12309-5026

Mortgage

Document Number0000037029
DateAug 19, 2019
Book Page004932/000088
Instrument37029
Lender
NameBALLSTON SPA NAT'L BK
TypeBank
AddressBALLSTON SPA, NY 12020
Agreement
AmountAmount Recorded
Term240 Months
DueAug 18, 2039

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 27, 2019
Property Address2015 ROSA RD, SCHENECTADY, NY 12309-5026
Document Number0000008771
Book / Page2006 / 505
Map ReferenceMAP 54
Instrument DateFeb 21, 2019
Instrument201908771
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Tax$1,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30 LACE LN, 30, CLIFTON PARK, NY 12065-3623

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 RAFFAELE CT, ALBANY, NY 12205-2848

Mortgage

Document Number0000008773
DateFeb 27, 2019
Instrument201908773
Lender
NameBALLSTON SPA NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Mortgage

Document Number0000008777
DateFeb 27, 2019
Book Page4897/099
Instrument201908777
Lender
NameNYBDC LOCAL DEVELOPMENT CORPORATION
TypeNon-Lending Institution
AddressALBANY, NY 12207
Agreement
TypeSBA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,344.00 (+0.76%)
2025$16,221.00 (+0.99%)$396,200 (-) Land $28,500 Building $367,700$656,069 (+30.82%) Land $47,193 Building $608,876
2023$396,200 (-) Land $28,500 Building $367,700$501,519 (+3.8%) Land $36,076 Building $465,443
2022$396,200 Land $28,500 Building $367,700$483,171 Land $34,756 Building $448,415
2021$16,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993–1996)
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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