2015 Overhill Dr, Monroe, NC 28110 Property Records

Union County property record for 2015 Overhill Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,204 sqft · built 1962
Lot Size	0.575 acres (25,047 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2024)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-298-042`

Property Details

APN / Parcel Number

Primary APN	`09-298-042`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,047 sqft (0.575 acres)
Garage Type	Carport
Garage Area	496 sqft
Carport	Carport
Carport Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2015 OVERHILL DR
City	MONROE
State	NC
Zip	28110-7812
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#25 DOGWOOD ACRES OPCM454
Legal Subdivision	DOGWOOD ACRES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1005
Census Tract	20405

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2015 OVERHILL DR, MONROE, NC 28110-7812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION-ANSON CNTY HABITAT FOR H

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	Jun 10, 2015 · Amount on Record
Deed Document Number	2024961
Deed Book / Page	8839 / 883
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 17, 2024
Property Address	2015 OVERHILL DR, MONROE, NC 28110-7812
Document Number	0008839883
Book / Page	8839 / 883
Map Reference	CAB M FILE 454
Instrument Date	Jan 16, 2024
Instrument	961
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 OVERHILL DR, MONROE, NC 28110-7812

Mortgage

Document Number	0000000962
Date	Jan 17, 2024
Instrument	962

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2015 OVERHILL DR, MONROE, NC 28110-7812
Document Number	7052881
Book / Page	007052 / 000881
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3407 RIDGEWOOD AVE MONROE NC 281109345, MONROE, NC 28110-9345

Mortgage

Document Number	7052881
Date	Nov 14, 2017
Book Page	007052/000881
Instrument	33507

Lender

Name	UNION-ANSON CNTY HABITAT FOR H
Address	PO BOX 1688, MONROE, NC 28111-1688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 13, 2027

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,000 (-) Land $55,000 Building $213,000	$268,000 (-) Land $55,000 Building $213,000
2025	$2,342.00 (+33.91%)	$268,000 (+67.08%) Land $55,000 Building $213,000	$268,000 (+67.08%) Land $55,000 Building $213,000
2023	$1,749.00	$160,400 Land $33,000 Building $127,400	$160,400 Land $33,000 Building $127,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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