2015 N Pantops Dr, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2015 N Pantops Dr, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,919 sqft · built 1983
Lot Size	2.12 acres (92,347 sqft)
Owner	Individual Name on File
Last Sale	$467,500 (Nov 2013)
Tax Bill	$7,126 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078A0-02-00-02000`

Property Details

APN / Parcel Number

Primary APN	`078A0-02-00-02000`
Alternative APN	`33399`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,919 sqft Finished Area
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	92,347 sqft (2.12 acres)
Garage Area	1,105 sqft

Exterior Amenities

Porch	Slab
Porch Area	87 sqft
Deck Area	60 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	2015 N PANTOPS DR
City	CHARLOTTESVILLE
State	VA
Zip	22911-8647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	ASHCROFT 2 20 PH I
Legal Subdivision	ASHCROFT
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2016
Census Tract	10501

Owner

2015 N Pantops Dr is owned and occupied by an individual who bought it in November 2013.

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2015 N PANTOPS DR, CHARLOTTESVILLE, VA 22911-8647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2013 · Amount on File
Deed Sale	Nov 26, 2013 · Amount on File
Deed Document Number	201315944
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2015 N PANTOPS DR, CHARLOTTESVILLE, VA 22911-8647
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200008560
Date	Jul 14, 2022
Instrument	202200008560

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	340 Months
Due	Nov 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2015 N PANTOPS DR, CHARLOTTESVILLE, VA 22911-8647
Document Number	0000016026
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2015 N PANTOPS DR CHARLOTTESVILLE VA 229118647, CHARLOTTESVILLE, VA 22911-8647

Mortgage

Document Number	0000016026
Date	Nov 9, 2020
Book Page	005422/000385
Instrument	16026

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2015 N Pantops Dr was $7,126, up 4.6% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,126.00 (+4.56%)	$797,100 Land $213,100 Building $584,000	$797,100 Land $213,100 Building $584,000
2025	$6,815.00
2023	$5,891.00	$689,900 Land $186,500 Building $503,400	$689,900 Land $186,500 Building $503,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2015 N Pantops Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2015 N Pantops Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, Ting.

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