2015 M St, Aurora, NE 68818 Property Records

Hamilton County property record for 2015 M St, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,657 sqft · built 1963
Lot Size	0.467 acres (20,325 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,537 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3445-03-0-10455-001-1709`

Property Details

APN / Parcel Number

Primary APN	`3445-03-0-10455-001-1709`
Alternative APNs	`3445-00-0-10455-001-1709` `410057010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,657 sqft Living Area
Gross Area	2,583 sqft
1st Floor Area	2,657 sqft
Basement Area	1,505 sqft
Finished Basement	885 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2012
Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,325 sqft (0.467 acres)
Lot Dimensions	135 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	1,840 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	500 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2015 M ST
City	AURORA
State	NE
Zip	68818-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 1 BLK 1 PENCE ADD
Legal Range	06
Legal Township	10
Legal Section	03
Legal Subdivision	PENCE ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	HAMILTON NE
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	969300

Owner

2015 M St is owned and occupied by two individuals.

Source: Hamilton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2015 M ST, AURORA, NE 68818-2150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK
Jan 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE BANK
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	2015 M ST, AURORA, NE 68818-2150
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000350/6
Date	Mar 22, 2022
Book Page	350/6
Instrument	2022-00598

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	2015 M ST, AURORA, NE 68818-2150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	327/67
Date	Jan 14, 2020
Book Page	327/67
Instrument	76

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Feb 1, 2025

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	2015 M ST, AURORA, NE 68818-2150
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-01697
Date	Oct 10, 2017
Book Page	312/014
Instrument	2017-01697

Lender

Name	HERITAGE BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2015 M St was $3,537.

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,260 (-3.86%) Land $40,325 Building $279,935	$320,260 (-3.86%) Land $40,325 Building $279,935
2025	$3,537.00	$333,135 Land $40,325 Building $292,810	$333,135 Land $40,325 Building $292,810
2023	$3,784.00	$268,195 Land $40,325 Building $227,870	$268,195 Land $40,325 Building $227,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2015 M St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1980–1990)
Most Recent Claim	Jul 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2015 M St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 4,678 people · EPA ID NE3108101
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	1.44 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, GigFire, Viaero Wireless.

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