Clermont County property record for 2015 Laurel Oak, Amelia, OH 45102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,874 sqft · built 1991 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,037 (2025) |
| Deeds & Mortgages | Mar 2024 Reverse Mortgage Jan 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-23A-210 |
| Primary APN | 03-20-23A-210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,874 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,106 sqft (0.232 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 420 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 8 sqft |
| Shed | 1 Shed |
| Shed Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2015 LAUREL OAK |
|---|---|
| City | AMELIA |
| State | OH |
| Zip | 45102-1496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SYCAMORE CREEK SECTION F; LOT 194 |
| Legal Subdivision | SYCAMORE CREEK |
| Legal Lot Number | 194 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | BATAVIA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 41104 |
2015 Laurel Oak is owned and occupied by an individual who acquired it in January 2023.
Source: Clermont County records, as of July 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2015 LAUREL OAK, AMELIA, OH 45102-1496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · Reverse Mortgage COASTAL COMMUNITY BANK |
| Jan 31, 2024 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jan 3, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2023 |
| Deed Sale | Jan 3, 2023 |
| Prior Sale | Jul 19, 1996 · Amount on File |
| Deed Document Number | 202322 |
| Deed Book / Page | 2936 / 2868 |
| Prior Transfer Date | Oct 26, 2022 |
| Prior Transfer Doc | 0000000022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 2015 LAUREL OAK, AMELIA, OH 45102-1496 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2015 LAUREL OAK, AMELIA, OH 45102-1496 |
| Document Number | 0000004942 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | 2963/4883 |
| Instrument | 202400004942 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 2015 LAUREL OAK, AMELIA, OH 45102-1496 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2015 LAUREL OAK, AMELIA, OH 45102-1496 |
| Document Number | 0000001760 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 2960/5260 |
| Instrument | 202400001760 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2550 PASEO VERDE PKWY STE 100, HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jan 3, 2023 |
| Property Address | 2015 LAUREL OAK, AMELIA, OH 45102-1496 |
| Document Number | 0000000022 |
| Book / Page | 2936 / 2868 |
| Map Reference | CAB 4 PG 360&361 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 202300000022 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2015 LAUREL OAK, AMELIA, OH 45102-1496 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2015 LAUREL OAK, AMELIA, OH 45102-1496 |
| Document Number | 0000000023 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 202300000023 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 2015 Laurel Oak was $4,037 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Batavia Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,037.00 | $86,800 Land $13,580 Building $73,220 | |
| 2024 | $248,000 (-) Land $38,800 Building $209,200 | ||
| 2023 | $7,344.00 (+114.17%) Homeowner's exemption | $86,800 (+33.76%) Land $13,580 Building $73,220 | $248,000 Land $38,800 Building $209,200 |
| 2022 | $3,429.00 Homeowner's exemption | $64,890 Land $10,150 Building $54,740 | |
| 2020 | $185,400 Land $29,000 Building $156,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2015 Laurel Oak in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2015 Laurel Oak is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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