2015 Lake Dr, Hammonton, NJ 08037 Property Records

Atlantic County and Folsom Borough property record for 2015 Lake Dr, Hammonton, NJ 08037

Property Summary

Property Type	Single Family Home
Details	2,144 sqft · built 2016
Lot Size	0.948 acres (41,281 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,300 (Jan 2017)
Tax Bill	$8,419 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-03407-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`10-03407-0000-00008`
Alternative APN	`1000027B00019`

Interior

Stories	2 Stories
Building Area	2,144 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Construction Type	Frame
Lot Area	41,281 sqft (0.948 acres)
Lot Dimensions	297 ft deep x 110 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1000027B00019
Street Address	2015 LAKE DR
City	HAMMONTON
State	NJ
Zip	08037-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Block	3407
Legal Lot Number	8
Jurisdiction	ATLANTIC NJ
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1065
Census Tract	11201

Owner

Source: Atlantic County and Folsom Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2015 LAKE DR, HAMMONTON, NJ 08037-9115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · FHA Mortgage LADERA LENDING INC
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Jan 10, 2017	Deed with Mortgage, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2017 · Amount on Record
Deed Sale	Jan 10, 2017 · Amount on Record
Prior Sale	Apr 14, 2015 · Amount on Record
Deed Document Number	20171664
Prior Transfer Date	Jul 22, 2003
Prior Transfer Doc	7532009180
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	2015 LAKE DR, HAMMONTON, NJ 08037-9115
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 LAKE DR, HAMMONTON, NJ 08037-9115

Mortgage

Document Number	0000046447
Date	Dec 9, 2025
Instrument	2025046447

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	2015 LAKE DR, HAMMONTON, NJ 08037-9115
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	NOT AVAILABLE, TERRATITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047920
Date	Nov 15, 2023
Instrument	2023047920

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	2015 LAKE DR, HAMMONTON, NJ 08037-9115
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017185
Date	Apr 11, 2022
Instrument	2022017185

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Sep 1, 2051

January 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ATLANTIC NJ
Recording Date	Jan 10, 2017
Property Address	2015 LAKE DR, HAMMONTON, NJ 08037-9115
Document Number	0000001664
Book / Page	014183 / 000001
Instrument Date	Dec 13, 2016
Instrument	1664
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	LANDIS TITLE CORPORATION, LANDIS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2015 LAKE DR FOLSOM HAMMONTON NJ 08037, HAMMONTON, NJ 08037

Mortgage

Document Number	1665
Date	Jan 10, 2017
Book Page	014183/000001
Instrument	1665

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

Source: Atlantic County and Folsom Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
Municipality	Folsom Borough
Unified School District	Folsom Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,400 (-) Land $90,800 Building $267,600	$358,400 (-) Land $90,800 Building $267,600
2025	$8,419.00 (+7.17%)	$358,400 (+3.79%) Land $90,800 Building $267,600	$358,400 (+3.79%) Land $90,800 Building $267,600
2024	$7,856.00 (+5.2%)
2023		$345,300 Land $90,800 Building $254,500	$345,300 Land $90,800 Building $254,500
2022	$7,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1981–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Coastal Storm, High Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 75% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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