2015 James St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 2015 James St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,062 sqft · built 1932
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$609 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Sep 2018 Transfer
APN	`06-2.0-04-003-003-006.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-04-003-003-006.000`

Interior

Building Area	1,062 sqft Base Area
1st Floor Area	1,062 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	2015 JAMES ST
City	SAINT JOSEPH
State	MO
Zip	64501-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:OAKLAND PARK LOT:31 BLK:3LGL DESC:& L 32
Legal Subdivision	OAKLAND PARK
Legal Block	3
Legal Lot Number	31
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3001
Census Tract	1100

Owner

2015 James St is owned and occupied by an individual who acquired it in September 2018.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2015 JAMES ST, SAINT JOSEPH, MO 64501-1352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage GOETZ CU
Sep 27, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 25, 2018
Transfer Doc	0003708/36
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2015 JAMES ST, SAINT JOSEPH, MO 64501-1352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3714/353
Date	Nov 7, 2018
Book Page	3714/353
Instrument	2018010542

Lender

Name	GOETZ CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2038

Interest

Rate Type	Fixed Rate

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Sep 27, 2018
Property Address	2015 JAMES ST, SAINT JOSEPH, MO 64501-1352
Document Number	0003708/36
Book / Page	3708 / 36
Instrument Date	Sep 25, 2018
Instrument	2018009080
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 JAMES ST, SAINT JOSEPH, MO 64501-1352

Tax Assessment & Valuation

The 2025 property tax bill for 2015 James St was $609, up 0.2% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$609.00 (+0.16%)	$8,490 Land $1,430 Building $7,060	$44,670 Land $7,500 Building $37,170
2024	$608.00 (+15.81%)
2023	$525.00 (-0.76%)	$8,000 (-) Land $1,430 Building $6,570	$42,080 Land $7,500 Building $34,580
2022	$529.00	$8,000 Land $1,430 Building $6,570
2021			$42,080 Land $7,500 Building $34,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2015 James St; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2015 James St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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