2015 E Highland Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2015 E Highland Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	900 sqft · built 1962
Lot Size	0.131 acres (5,700 sqft)
Owner	Individual Name on Record
Last Sale	$95,760 (Dec 2022)
Tax Bill	$915 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Mortgage
APN	`06-2.0-04-003-001-013.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-04-003-001-013.000`

Interior

Building Area	900 sqft Base Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	5,700 sqft (0.131 acres)
Lot Dimensions	114 ft deep x 50 ft wide

Location & Zoning

Street Address	2015 E HIGHLAND AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:OAKLAND PARK LOT:31 BLK:11LGL DESC:& L32
Legal Subdivision	OAKLAND PARK
Legal Block	11
Legal Lot Number	31
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2012
Census Tract	500

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20555 ORCHARD LN, SAINT JOSEPH, MO 64505-8206
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022 · Amount on Record
Deed Sale	Dec 7, 2022 · Amount on Record
Deed Document Number	202211518
Deed Book / Page	3782 / 877
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2015 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2811
Transaction Type	Mortgage
Record Updated	Dec 16, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 MIDLAND ST, SAINT JOSEPH, MO 64501-3432

Mortgage

Document Number	003782/880
Date	Dec 7, 2022
Book Page	3782/880
Instrument	2022011521

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CAMERON, MO 64429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2027

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 7, 2022
Property Address	2015 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2811
Document Number	003782/877
Book / Page	3782 / 877
Instrument Date	Dec 5, 2022
Instrument	2022011518
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TTL INS COMPA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2811

Mortgage

Document Number	2022011519
Date	Dec 7, 2022
Instrument	2022011519

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 5, 2028
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	10.7%

Mortgage

Document Number	003782/880
Date	Dec 7, 2022
Book Page	3782/880
Instrument	2022011521

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CAMERON, MO 64429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2027

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$915.00	$12,640 (+5.42%) Land $3,900 Building $8,740	$66,510 (+5.4%) Land $20,500 Building $46,010
2024	$915.00 (+14.95%)
2023	$796.00 (-0.75%)	$11,990 (-) Land $3,900 Building $8,090	$63,100 (-) Land $20,500 Building $42,600
2022	$802.00	$11,990 Land $3,900 Building $8,090
2021			$63,100 Land $20,500 Building $42,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

Nearby Properties on E Highland Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures