2015 Chesapeake Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 2015 Chesapeake Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,998 sqft · built 2002
Lot Size	0.285 acres (12,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,850,000 (Aug 2022)
Tax Bill	$16,654 (2025)
Deeds & Mortgages	Mar 2023 Transfer Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-863-90085778`

Property Details

APN / Parcel Number

Primary APN	`03-863-90085778`
Alternative APNs	`3-863-90085778` `86390085778`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,998 sqft Living Area
Gross Area	4,418 sqft
1st Floor Area	1,697 sqft
Basement Area	836 sqft
Finished Basement	836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,400 sqft (0.285 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	124 sqft
Deck Area	448 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	86390085778
Street Address	2015 CHESAPEAKE RD
City	ANNAPOLIS
State	MD
Zip	21409-5714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 9 TYDINGS ON BAY-PT
Legal Subdivision	TYDINGS ON BAY-PT
Legal Block	2
Legal Lot Number	9
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731002

Owner

2015 Chesapeake Rd is owned and occupied by two individuals who acquired it in March 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2015 CHESAPEAKE RD, ANNAPOLIS, MD 21409-5714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Intrafamily Transfer, Transfer
Aug 30, 2022	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Oct 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Feb 13, 2020	Deed of Trust, Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on File
Deed Sale	Aug 30, 2022 · Amount on File
Prior Sale	Dec 21, 2001 · Amount on File
Deed Book / Page	39068 / 135
Last Transfer Date	Mar 24, 2023
Transfer Doc	0395510154
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 29, 2023
Property Address	2015 CHESAPEAKE RD, ANNAPOLIS, MD 21409-5714
Document Number	0395510154
Book / Page	39551 / 154
Map Reference	MB 15 PG 25
Instrument Date	Mar 24, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2015 CHESAPEAKE RD, ANNAPOLIS, MD 21409-5714

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 30, 2022
Property Address	2015 CHESAPEAKE RD, ANNAPOLIS, MD 21409-5714
Document Number	0390680135
Book / Page	39068 / 135
Map Reference	MB 15 PG 25
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2015 CHESAPEAKE RD, ANNAPOLIS, MD 21409-5714

Mortgage

Document Number	0039068141
Date	Aug 30, 2022
Instrument	39068/141

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2015 CHESAPEAKE RD, ANNAPOLIS, MD 21409-5714
Document Number	0355450316
Instrument Date	Oct 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 CHESAPEAKE RD ANNAPOLIS MD 214095714, ANNAPOLIS, MD 21409-5714

Mortgage

Document Number	0355450316
Date	Nov 5, 2020
Book Page	035545/000316

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 4, 2040

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2015 CHESAPEAKE RD, ANNAPOLIS, MD 21409-5714
Document Number	0342240340
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 CHESAPEAKE RD ANNAPOLIS MD 214095714, ANNAPOLIS, MD 21409-5714

Mortgage

Document Number	0342240340
Date	Feb 21, 2020
Book Page	034224/000340

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

The 2025 property tax bill for 2015 Chesapeake Rd was $16,654, up 11.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,639,233 (+11.08%)	$1,802,800 (-) Land $1,108,700 Building $694,100
2025	$16,654.00 (+11.55%)	$1,475,667	$1,802,800 Land $1,108,700 Building $694,100
2024	$14,929.00 (+13.8%)
2023	$13,119.00	$1,201,433	$1,312,100 Land $925,200 Building $386,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2015 Chesapeake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1979–2004)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Apr 2004 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2015 Chesapeake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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