San Mateo County property record for 2015 Carlos St, Moss Beach, CA 94038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,190 sqft · built 1972 |
| Lot Size | 0.177 acres (7,697 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $460,000 (Dec 1996) |
| Tax Bill | $11,148 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-084-170 |
| Primary APN | 037-084-170 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,190 sqft Living Area |
| 1st Floor Area | 2,190 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,697 sqft (0.177 acres) |
| Lot Dimensions | 95 ft deep x 80 ft wide |
| View / Lot | Corner |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2015 CARLOS ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | PTN LOTS 7 8 BLK 41 & PTN CHICO ST ABAND MOSS BEACH HEIGHTS RSM 6/8 |
| Legal Subdivision | MOSS BEACH HEIGHTS |
| Legal Block | 41 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 613600 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 835, MOSS BEACH, CA 94038-0835 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 1996 · Amount on Record |
| Deed Sale | Dec 30, 1996 · Amount on Record |
| Prior Sale | Jan 13, 1994 · Amount on Record |
| Deed Document Number | 1996160014 |
| Last Transfer Date | Mar 22, 2024 |
| Transfer Doc | 0000016630 |
| Record Updated | Sep 20, 2026 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jan 28, 2019 |
| Property Address | 2015 CARLOS ST, MOSS BEACH, CA 94038-9703 |
| Document Number | 0000005693 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 5693 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 835 MOSS BEACH CA 940380835, MOSS BEACH, CA 94038-0835 |
| Document Number | 5694 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 5694 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $764,158 (+2%) Land $382,079 Building $382,079 | ||
| 2025 | $11,148.00 (+10.2%) Homeowner's exemption | $749,176 (+4.04%) Land $374,588 Building $374,588 | |
| 2023 | $10,116.00 (+1.72%) Homeowner's exemption | $720,088 Land $360,044 Building $360,044 | $1,876,860 |
| 2022 | $9,945.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio, T-Mobile.
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