2015 Bardmoor, Winter Haven, FL 33884 Property Records

Polk County property record for 2015 Bardmoor, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,837 sqft · built 1978
Lot Size	0.193 acres (8,403 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jun 2005)
Tax Bill	$828 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`26-29-01-663480-000120`

Property Details

APN / Parcel Number

Primary APN	`26-29-01-663480-000120`
Alternative APNs	`012926663480000120` `12926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,837 sqft Living Area
Gross Area	2,293 sqft
1st Floor Area	1,837 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,403 sqft (0.193 acres)
Lot Dimensions	118 ft deep x 73 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	456 sqft
Porch	Unfinished Open Porch
Porch Area	77 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2015 BARDMOOR
City	WINTER HAVEN
State	FL
Zip	33884-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS GROVE PB 64 PG 36 LOT 12
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	CYPRESS GROVE
Legal Tract	663480
Legal Block	2
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2013
Census Tract	14003

Owner

2015 Bardmoor is owned and occupied by two individuals who bought it in June 2005.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2015 BARDMOOR, WINTER HAVEN, FL 33884-2901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2005 · Amount on File
Deed Sale	Jun 1, 2005 · Amount on File
Deed Document Number	2005125825
Deed Book / Page	6227 / 16
Record Updated	Oct 29, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	2015 BARDMOOR, WINTER HAVEN, FL 33884-2901
Document Number	0113001064
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 BARDMOOR WINTER HAVEN FL 338842901, WINTER HAVEN, FL 33884-2901

Mortgage

Document Number	0113001064
Date	Jul 16, 2020
Book Page	011300/001064
Instrument	142197

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jul 15, 2060

Interest

Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 2015 Bardmoor was $828 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,730 (+2.7%)	$228,322 (+0.36%) Land $42,000 Building $186,322
2025	$828.00 Homeowner's exemption	$102,950	$227,494 Land $42,000 Building $185,494
2023	$1,367.00 (+7.55%) Homeowner's exemption	$97,135 (+3%)	$209,529 (-10.63%) Land $40,000 Building $169,529
2022	$1,271.00 Homeowner's exemption	$94,306	$234,440 Land $33,000 Building $201,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2015 Bardmoor in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2015 Bardmoor is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20