2015 195th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 2015 195th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2017
Lot Size	0.13 acres (5,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,619 (Sep 2017)
Tax Bill	$4,870 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`500473-1-560`

Property Details

APN / Parcel Number

Primary APN	`500473-1-560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	1,500 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,677 sqft (0.13 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2015 195TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 11 RIDGE VIEW MEADOWS PDD L 156 TOG/W UNDIV INT IN TR D THRU R OUT OF 03-18-03-1-020, 1-704, 1-705, 1-706, 1-707, 1-708 SEG 2012-0195 JP 11/30/11 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE VIEW MEADOWS PDD
Legal Tract	D
Legal Lot Number	156
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1001
Census Tract	71411

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2015 195TH STREET CT E, SPANAWAY, WA 98387-3430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Jan 26, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Sep 20, 2022	Deed of Trust, Mortgage · VA Mortgage MISSION LOANS LLC
Aug 12, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Mar 4, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 6, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Dec 7, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Sep 20, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Prior Sale	May 17, 2016 · Amount on Record
Deed Document Number	2017594
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2015 195TH STREET CT E, SPANAWAY, WA 98387-3430
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 195TH STREET CT E E, SPANAWAY, WA 98387-3430

Mortgage

Document Number	0010130198
Date	Oct 13, 2025
Instrument	202510130198

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2015 195TH STREET CT E, SPANAWAY, WA 98387-3430
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001260083
Date	Jan 26, 2024
Instrument	202401260083

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2015 195TH STREET CT E, SPANAWAY, WA 98387-3430
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009200534
Date	Sep 20, 2022
Instrument	202209200534

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2015 195TH STREET CT E, SPANAWAY, WA 98387-3430
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008120585
Date	Aug 12, 2021
Instrument	202108120585

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2015 195TH STREET CT E, SPANAWAY, WA 98387-3430
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003040404
Date	Mar 4, 2020
Instrument	202003040404

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2015 195TH STREET CT E, SPANAWAY, WA 98387-3430
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011090855
Date	Nov 9, 2020
Instrument	202011090855

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2015 195TH STREET CT E, SPANAWAY, WA 98387-3430
Document Number	1905100262
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	NEXTITLE A TITLE AND ESCROW COMPANY, NEXTITLE A TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2015 195TH STREET CT E SPANAWAY WA 983873430, SPANAWAY, WA 98387-3430

Mortgage

Document Number	1905100262
Date	May 10, 2019
Instrument	201905100262

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2015 195TH STREET CT E, SPANAWAY, WA 98387-3430
Document Number	1712180034
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2015 195TH STREET CT E SPANAWAY WA 983873430, SPANAWAY, WA 98387-3430

Mortgage

Document Number	1712180034
Date	Dec 18, 2017
Instrument	201712180034

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 20, 2017
Property Address	2015 195TH STREET CT E, SPANAWAY, WA 98387-3430
Document Number	1709200594
Instrument Date	Sep 4, 2017
Instrument	201709200594
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,343.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2015 195TH STREET CT E SPANAWAY WA 983873430, SPANAWAY, WA 98387-3430

Mortgage

Document Number	1709200595
Date	Sep 20, 2017
Instrument	201709200595

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,600 (+12.18%) Land $149,600 Building $285,000	$434,600 (+12.18%) Land $149,600 Building $285,000
2025	$4,870.00 (+7.08%)
2024	$4,548.00 (-5.92%)	$387,400 (-8%) Land $156,500 Building $230,900	$387,400 (-8%) Land $156,500 Building $230,900
2023	$4,834.00	$421,100 Land $148,400 Building $272,700	$421,100 Land $148,400 Building $272,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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