20147 Cheetah Ln, Estero, FL 33928 Property Records

Lee County property record for 20147 Cheetah Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,357 sqft · built 1989
Lot Size	0.454 acres (19,776 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Apr 2025)
Tax Bill	$10,536 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-46-26-E4-01000.0140`

Property Details

APN / Parcel Number

Primary APN	`30-46-26-E4-01000.0140`
Alternative APNs	`263046E4010000140` `30462601000000140` `10351760`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,357 sqft Living Area
Gross Area	5,351 sqft
1st Floor Area	3,059 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	19,776 sqft (0.454 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Florida Room
Porch Area	466 sqft
Patio Area	848 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10351760
Street Address	20147 CHEETAH LN
City	ESTERO
State	FL
Zip	33928-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WILDCAT RUN SUBD PB 36 PG 34 LOT 14
Legal Range	26E
Legal Township	46S
Legal Section	30
Legal Subdivision	WILDCAT RUN SUBD
Legal Tract	E4
Legal Block	3
Legal Lot Number	14
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3002
Census Tract	50311

Owner

Source: Lee County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20147 CHEETAH LN, ESTERO, FL 33928-2006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2017	Deed of Trust, Mortgage · ARM A&D MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2025 · Amount on Record
Deed Sale	Apr 18, 2025 · Amount on Record
Prior Sale	Dec 5, 2014 · Amount on Record
Deed Document Number	2025104855
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Recording Date	Jul 6, 2026
Property Address	20147 CHEETAH LN, ESTERO, FL 33928-2006
Document Number	0000178048
Instrument Date	Jun 24, 2026
Instrument	2026178048
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	UNITED WHOLESALE MORTGAGE LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20147 CHEETAH LN, ESTERO, FL 33928-2006

Mortgage

Document Number	0000178048,
Date	Jul 6, 2026
Instrument	2026178048

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20147 CHEETAH LN, ESTERO, FL 33928-2006
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000237889
Date	Nov 15, 2017
Instrument	2017000237889

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	HOLLYWOOD, FL 33020

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Margin	5
Max Rate	12.6%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,536.00 (+19.12%)	$654,114 (-19.24%)	$964,800 (+19.11%) Land $217,674 Building $747,126
2023	$8,845.00 (+12.57%)	$809,995 (+18.37%) Land $275,340 Building $534,655	$809,995 (+18.37%) Land $275,340 Building $534,655
2022	$7,857.00	$684,262 Land $353,250 Building $331,012	$684,262 Land $353,250 Building $331,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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