20145 Tumalo Rd, Bend, OR 97703 Property Records

Deschutes County property record for 20145 Tumalo Rd, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,584 sqft · built 1962
Lot Size1.83 acres (79,715 sqft)
OwnerIndividual Name on File
Last Sale$585,000 (Jun 2019)
Tax Bill$3,885 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN161229 C0 03801

Property Details

APN / Parcel Number

Primary APN161229 C0 03801
Alternative APNs
  • R1003161229C003801
  • 113341

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,584 sqft Living Area
1st Floor Area1,292 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Architectural StyleOther
Exterior MaterialWood
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area79,715 sqft (1.83 acres)
View / LotGood
Garage TypeMixed
Garage Area864 sqft
CarportCarport
Carport Area242 sqft
Deck Area272 sqft

Utilities, Heating & Cooling

Heating SystemOil

Location & Zoning

Account Number113341
Old Parcel NumberR1003161229C003801
Street Address20145 TUMALO RD
CityBEND
StateOR
Zip97703-8910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWN/RNG/MER:SEC 29 TWN 16 RNG 12 MAP REF:161229-C0
Legal Range12E
Legal Township16S
Legal Section29
Legal QuarterSW
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1007
Census Tract1102

Owner

20145 Tumalo Rd is owned and occupied by an individual who bought it in June 2019.

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address20145 TUMALO RD, BEND, OR 97703-8910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jun 28, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2019 · Amount on File
Deed SaleJun 28, 2019 · Amount on File
Deed Document Number2019-22271
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20145 TUMALO RD, BEND, OR 97703-8910
Transaction TypeMortgage
Record UpdatedApr 20, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021176
DateApr 5, 2021
Instrument2021-21176
Lender
NameCELEBRITY HOME LOANS LLC
AddressVILLA PARK, IL 60181
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20145 TUMALO RD, BEND, OR 97703-8910
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016145
DateApr 10, 2020
Instrument2020-16145
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJun 28, 2019
Property Address20145 TUMALO RD, BEND, OR 97703-8910
Document Number0000022271
Instrument DateJun 27, 2019
Instrument2019-22271
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyAMERITITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20145 TUMALO RD, BEND, OR 97703-8910

Mortgage

Document Number0000022272
DateJun 28, 2019
Instrument2019-22272
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20145 Tumalo Rd was $3,885, up 4.5% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,885.00 (+4.52%)$259,360 (+3%)$733,340 (-) Land $417,930 Building $315,410
2024$3,717.00 (+6.29%)$251,810 (+3%)$733,340 (-) Land $417,930 Building $315,410
2023$3,497.00$244,480$733,340 Land $417,930 Building $315,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20145 Tumalo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20145 Tumalo Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · lower than 68% of Oregon
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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