Loudoun County property record for 20144 Youngs Cliff Rd, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,764 sqft · built 1954 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $739,900 (Jun 2023) |
| Tax Bill | $6,544 (2026) |
| Deeds & Mortgages | Jun 2023 Sale Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-39-0795-000 |
| Primary APN | 039-39-0795-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 756 sqft |
| Finished Basement | 756 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,829 sqft (0.57 acres) |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 20144 YOUNGS CLIFF RD |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-2578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | BROAD RUN FARMS SEC 3 LOT 15 200804180023308 |
| Legal Subdivision | BROAD RUN FARM |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 611101 |
20144 Youngs Cliff Rd is held in a trust since June 2023.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 46433 ESTERBROOK CIR, STERLING, VA 20165-7733 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Warranty Deed, Transfer CARDINAL TITLE GROUP LLC |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Jul 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on File |
| Deed Sale | Jun 1, 2023 · Amount on File |
| Prior Sale | Apr 18, 2008 · Amount on File |
| Deed Document Number | 202320963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 1, 2023 |
| Property Address | 20144 YOUNGS CLIFF RD, STERLING, VA 20165-2578 |
| Document Number | 0000020963 |
| Instrument Date | May 31, 2023 |
| Instrument | 202306010020963 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46433 ESTERBROOK CIR, STERLING, VA 20165-7733 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20144 YOUNGS CLIFF RD, STERLING, VA 20165-2578 |
| Document Number | 20200826073839 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20144 YOUNGS CLIFF RD STERLING VA 201652578, STERLING, VA 20165-2578 |
| Document Number | 20200826073839 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 73839 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20144 YOUNGS CLIFF RD, STERLING, VA 20165-2578 |
| Document Number | 20200914081658 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20144 YOUNGS CLIFF RD STERLING VA 201652578, STERLING, VA 20165-2578 |
| Document Number | 20200914081658 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 81658 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 20144 Youngs Cliff Rd was $6,544, up 3.3% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,544.00 (+3.35%) | $812,930 (+3.34%) Land $367,200 Building $445,730 | $812,930 (+3.34%) Land $367,200 Building $445,730 |
| 2025 | $6,332.00 | $786,670 Land $315,700 Building $470,970 | $786,670 Land $315,700 Building $470,970 |
| 2023 | $4,670.00 | $533,800 Land $280,700 Building $253,100 | $533,800 Land $280,700 Building $253,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20144 Youngs Cliff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 46 (1984–2018) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20144 Youngs Cliff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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