2014 Whispering Water, Spring Branch, TX 78070 Property Records

Comal County property record for 2014 Whispering Water, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,415 sqft · built 1997
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$588,400 (Jun 2021)
Tax Bill	$8,498 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-0400-0230-00`

Property Details

APN / Parcel Number

Primary APN	`15-0400-0230-00`
Alternative APN	`23034`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,415 sqft Living Area
Gross Area	3,985 sqft
1st Floor Area	3,415 sqft
Upper Floors Area	977 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,272 sqft
Lot Dimensions	483 ft deep x 125 ft wide
View / Lot	Waterfront
Garage Type	Carport
Garage Area	374 sqft
Carport	Carport
Carport Area	374 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	1,044 sqft
Deck Area	1,080 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2014 WHISPERING WATER
City	SPRING BRANCH
State	TX
Zip	78070-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS SPRINGS ON THE GUADALUPE 3, LOT 230
Legal Subdivision	CYPRESS SPRINGS ON THE GUADALUPE 3
Legal Block	1
Legal Lot Number	230
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	1
Census Block	1049
Census Tract	310702

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2014 WHISPERING WATER, SPRING BRANCH, TX 78070-8011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RANDOLPH BROOKS FCU
Jun 4, 2021	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 6, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	May 22, 2015 · Amount on Record
Deed Document Number	202130179
Prior Transfer Date	May 18, 2015
Prior Transfer Doc	0000019809
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	2014 WHISPERING WATER, SPRING BRANCH, TX 78070-8011
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006027714
Date	Aug 29, 2023
Instrument	202306027714

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Jun 4, 2021
Property Address	2014 WHISPERING WATER, SPRING BRANCH, TX 78070-8011
Document Number	0006030179
Map Reference	VOL 11 PG 41
Instrument Date	Jun 4, 2021
Instrument	202106030179
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 WHISPERING WATER, SPRING BRANCH, TX 78070-8011

Mortgage

Document Number	0006030180
Date	Jun 4, 2021
Instrument	202106030180

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	2014 WHISPERING WATER, SPRING BRANCH, TX 78070-8011
Document Number	0006008160
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2014 WHISPERING WATER SPRING BRANCH TX 780708011, SPRING BRANCH, TX 78070-8011

Mortgage

Document Number	0006008160
Date	Mar 11, 2019
Instrument	6008160

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$815,800 (+0.11%) Land $351,090 Building $464,710	$815,800 (+0.11%) Land $351,090 Building $464,710
2025	$8,498.00 (-1.11%) Homeowner's exemption Veteran's exemption	$814,890 (+5.98%) Land $351,090 Building $463,800	$814,890 (+5.98%) Land $351,090 Building $463,800
2024	$8,593.00 (+5.88%)
2023		$768,880 Land $292,570 Building $476,310	$768,880 Land $292,570 Building $476,310
2022	$8,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	26 (1991–2026)
Claims Outside the SFHA	7 of 26
Most Recent Claim	Jul 2026 · Flooding
Claims by Event	Flooding, Jul 2026 · 2 claims Severe Storms And Flooding, Jul 2002 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 46% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000

May also be available: Verizon.

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