2014 Wavy Leaf Ct, Apopka, FL 32712 Property Records

Orange County property record for 2014 Wavy Leaf Ct, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,271 sqft · built 2010
Lot Size0.667 acres (29,052 sqft)
Owner2 Individual Names on Record
Last Sale$100 (Sep 2016)
Tax Bill$2,184 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN30-20-28-0233-01-920

Property Details

APN / Parcel Number

Primary APN30-20-28-0233-01-920
Alternative APNs
  • 282030023301920
  • 177313
  • 180634
  • 184298

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,271 sqft Living Area
Gross Area3,160 sqft
1st Floor Area1,064 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area29,052 sqft (0.667 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2014 WAVY LEAF CT
CityAPOPKA
StateFL
Zip32712-5015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1A
Legal DescriptionARBOR RIDGE PHASE 4 72/31 LOT 192
Legal Range28E
Legal Township20S
Legal Section30
Legal SubdivisionARBOR RIDGE PH 4
Legal Phase4
Legal Tract233
Legal Block1
Legal Lot Number192
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1000
Census Tract17811

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2014 WAVY LEAF CT, APOPKA, FL 32712-5015
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Sep 11, 2018Loan Modification, Mortgage · Conventional Mortgage
LAND HM FIN'L SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2016 · Amount on Record
Deed SaleSep 1, 2016 · Amount on Record
Prior SaleMar 15, 2010 · Amount on Record
Last Transfer DateSep 12, 2016
Transfer Doc0000542435
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2014 WAVY LEAF CT, APOPKA, FL 32712-5015
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2014 WAVY LEAF CT, APOPKA, FL 32712-5015

Mortgage

Document Number20210473945
DateAug 4, 2021
Instrument20210473945
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address2014 WAVY LEAF CT, APOPKA, FL 32712-5015
Document Number0000691256
Instrument DateSep 11, 2018
Transaction TypeMortgage
Record UpdatedDec 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2014 WAVY LEAF CT APOPKA FL 327125015, APOPKA, FL 32712-5015

Mortgage

Document Number0000691256
DateNov 29, 2018
Instrument691256
Lender
NameLAND HM FIN'L SVCS INC
AddressLAKE ZURICH, IL 60047
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 28, 2048
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,657 (+2.7%)$365,530 (-1.25%) Land $70,000 Building $295,530
2025$2,184.00 (+2.44%) Homeowner's exemption$172,986 (+5.99%)$370,160 (-0.24%) Land $70,000 Building $300,160
2024$2,132.00 (+7.35%)
2023$1,986.00 (+5.41%) Homeowner's exemption$163,215 (+3%)$371,053 (+14.39%) Land $80,000 Building $291,053
2022$1,884.00 Homeowner's exemption$158,461$324,374 Land $80,000 Building $244,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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