Effingham County property record for 2014 Steger Dr, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3,358 sqft · built 2012 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $40,000 (Mar 2012) |
| Tax Bill | $14,615 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-12-152-035 |
| Primary APN | 12-12-152-035 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 3,358 sqft Base Area |
| 1st Floor Area | 3,358 sqft |
| Basement Area | 3,358 sqft |
| Unfinished Basement | 3,357 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Area | 1,358 sqft |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 2014 STEGER DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 OF REPLAT LOTS 25 & 26 BLK 1 HISTORIC HILLS SUBD 3RD ADDITION 2816/202 1721/199 |
| Legal Subdivision | HISTORIC HILLS SUBDIVISION 3RD ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 25-26 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | TEUTOPOLIS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950600 |
2014 Steger Dr is owner-occupied and held in a trust since March 2012.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2014 STEGER DR, EFFINGHAM, IL 62401-3183 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2012 · Amount on File |
| Deed Sale | Mar 19, 2012 · Amount on File |
| Deed Document Number | 20121201446 |
| Deed Book / Page | 2816 / 202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 2014 STEGER DR, EFFINGHAM, IL 62401-3183 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003574/62 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 3574/62 |
| Instrument | 202020002945 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jul 1, 2030 |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
The 2025 property tax bill for 2014 Steger Dr was $14,615 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Teutopolis Township |
| Municipality | Effingham City |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,615.00 | $272,470 Land $29,820 Building $242,650 | $817,410 Land $89,460 Building $727,950 |
| 2022 | $12,858.00 Homeowner's exemption | $203,780 Land $22,300 Building $181,480 | $611,340 Land $66,900 Building $544,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2014 Steger Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2014 Steger Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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