2014 Sanders Rd, Stem, NC 27581 Property Records

Granville County property record for 2014 Sanders Rd, Stem, NC 27581 · Last verified July 2026

Property Summary

Property Type	Mobile Home
Details	2.5 ba · 2,589 sqft · built 1998
Lot Size	2.46 acres (107,158 sqft)
Owner	Individual Name on File
Tax Bill	$1,727 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21121-9983302`

Property Details

APN / Parcel Number

Primary APN	`21121-9983302`
Alternative APNs	`089900046796` `089900 185` `9983302`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,589 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	107,158 sqft (2.46 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Patio
Porch Area	406 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9983302
Street Address	2014 SANDERS RD
City	STEM
State	NC
Zip	27581-9563
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT & D/W 3 SR 1132
Legal Subdivision	FRANKLIN SIS CORP
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	3
Census Block	3018
Census Tract	970701

Owner

Source: Granville County records · APN 21121-9983302

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2014 SANDERS RD, STEM, NC 27581-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 14, 2005
Transfer Doc	1113/409
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	2014 SANDERS RD, STEM, NC 27581-9563
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1744/033
Date	Sep 26, 2019
Book Page	1744/033

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2034

Tax Assessment & Valuation

Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,727.00 (+29.07%)	$232,134 (+69.29%) Land $50,612 Building $181,522
2024			$232,134 (+69.29%) Land $50,612 Building $181,522
2023	$1,338.00 (+1.52%)	$137,122 (-) Land $34,607 Building $102,515	$137,122 (-) Land $34,607 Building $102,515
2022	$1,318.00	$137,122 Land $34,607 Building $102,515	$137,122 Land $34,607 Building $102,515

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Granville County (37077C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370779707013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	6 (1998–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2023, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.