2014 Gatesborough Cir, Murray, KY 42071 Property Records

Calloway County property record for 2014 Gatesborough Cir, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	4,780 sqft
Owner	Company Name on Record
Last Sale	$435,000 (Jun 2021)
Tax Bill	$3,475 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-M-0008-0005A`

Property Details

APN / Parcel Number

Primary APN	`042-M-0008-0005A`
Alternative APNs	`86418` `98888`

Interior

Stories	2 Stories
Building Area	4,780 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Patio Area	989 sqft
Greenhouse	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	98888
Street Address	2014 GATESBOROUGH CIR
City	MURRAY
State	KY
Zip	42071-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42M-8-5A,6 2014 GATESBOROUGH
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1024
Census Tract	10602

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2014 GATESBOROUGH CIR, MURRAY, KY 42071-2715
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FINANCIAL SERVICES BANK
Sep 16, 2022	Deed of Trust, Mortgage COMMUNITY FINANCIAL SERVICES BANK
Jun 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY FINANCIAL SERVICES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Deed Document Number	649881
Deed Book / Page	1318 / 520
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	2014 GATESBOROUGH CIR, MURRAY, KY 42071-2715
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 GATESBOROUGH CIR, MURRAY, KY 42071-2715

Mortgage

Document Number	001408/296
Date	Mar 10, 2023
Book Page	1408/296
Instrument	670496

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2024

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	2014 GATESBOROUGH CIR, MURRAY, KY 42071-2715
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 GATESBOROUGH CIR, MURRAY, KY 42071-2715

Mortgage

Document Number	001388/296
Date	Sep 16, 2022
Book Page	1388/296
Instrument	660506

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Mar 27, 2023

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jun 17, 2021
Property Address	2014 GATESBOROUGH CIR, MURRAY, KY 42071-2715
Document Number	001318/520
Book / Page	1318 / 520
Map Reference	MB 4 PG 18
Instrument Date	Jun 10, 2021
Instrument	649881
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2105 SPINDLETOP DR, MURRAY, KY 42071-9454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 LYNNWOOD ST, MURRAY, KY 42071-2216

Mortgage

Document Number	0000649882
Date	Jun 17, 2021
Instrument	649882

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2041

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,475.00 (-1.84%)	$435,000 (-)	$435,000 (-)
2023	$3,540.00	$435,000	$435,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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