2014 Fairview Rd, Andrews, NC 28901 Property Records

Cherokee County property record for 2014 Fairview Rd, Andrews, NC 28901

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,779 sqft · built 1999
Lot Size	2.86 acres (125,017 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Dec 2017)
Tax Bill	$1,733 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`554500981843000`

Property Details

APN / Parcel Number

Primary APN	`554500981843000`
Alternative APN	`46960`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,779 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	125,017 sqft (2.86 acres)
Lot Width	342 ft Width
Terrain	Mountain
Garage Type	Mixed
Garage Area	1,540 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	46960
Street Address	2014 FAIRVIEW RD
City	ANDREWS
State	NC
Zip	28901-9785
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR AFONSO P/O 1016/177
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	2
Census Block	2001
Census Tract	930200

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2014 FAIRVIEW RD, ANDREWS, NC 28901-9785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 18, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Prior Sale	Jul 29, 2009 · Amount on Record
Deed Document Number	05892
Deed Book / Page	01576 / 0933
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	2014 FAIRVIEW RD, ANDREWS, NC 28901-9785
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001689/174
Date	Aug 25, 2021
Book Page	1689/174
Instrument	5657

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	2014 FAIRVIEW RD, ANDREWS, NC 28901-9785
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001689/191
Date	Aug 25, 2021
Book Page	1689/191
Instrument	5658

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ANDREWS, NC 28901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 18, 2017
Property Address	2014 FAIRVIEW RD, ANDREWS, NC 28901-9785
Document Number	01576/0933
Book / Page	01576 / 0933
Instrument Date	Dec 18, 2017
Instrument	05892
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 FAIRVIEW RD, ANDREWS, NC 28901-9785

Mortgage

Document Number	0000005893
Date	Dec 18, 2017
Instrument	05893

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,733.00	$246,920 (-)	$246,920 (-) Land $30,470 Building $216,450
2023		$246,920	$246,920 Land $30,470 Building $216,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1980–1990)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 1990 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: AT&T, Frontier, Peachtree Broadband Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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