2014 Derby Ridge Ln, #4-5, Silver Spring, MD 20910 Property Records

Montgomery County property record for 2014 Derby Ridge Ln, #4-5, Silver Spring, MD 20910 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Architecture Style	Condo/Apartment
Year Built	Built 1985
Square Footage	1,120 sqft Living Area
Lot Size	3,280 sqft (0.075 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2003)
Tax Bill	$5,425.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`13-02479711`
Alternative APN	`02479711`

Interior

Building Area	1,120 sqft Living Area
1st Floor	1,120 sqft 1st Floor

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment Style
Lot Area	3,280 sqft (0.075 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	02479711
Street Address	2014 DERBY RIDGE LN, 4-5
City	SILVER SPRING
State	MD
Zip	20910-2651
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UN 4-5 SADDLE RIDGE PH 4
Legal Subdivision	SADDLE RIDGE
Legal Phase	4
Legal Block	2
Legal Unit	4-5
Jurisdiction	MONTGOMERY MD
Minor Civil Division	13
Census Blockgroup	1
Census Block	1002
Census Tract	702602

Owner

Source: Montgomery County records · APN 13-02479711

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals Owners
Mailing Address	2014 DERBY RIDGE LN, 4-5, SILVER SPRING, MD 20910-2651
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Known Transactions	Last Sale Amount on Jul 18, 2003 Deed Sale Price on Jul 18, 2003 Prior Sale Amount on Sep 01, 1999
Deed Doc Number	2003277248
Transfer Doc	0194980340
Record Refreshed	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2014 DERBY RIDGE LN # 4-5, 4-5, SILVER SPRING, MD 20910-2651
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0598250256
Date	Jun 16, 2020
Book Page	59825/256

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 01, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,667 (+0.68%)	$500,000 (-) Land $150,000 Building $350,000
2025	$5,425.00 (-9.55%)	$493,333 (+3.5%)	$500,000 (+2.04%) Land $150,000 Building $350,000
2024	$5,998.00 (+10.22%)
2023		$476,667	$490,000 Land $147,000 Building $343,000
2022	$5,442.00