2014 Chapman St, Indian Trail, NC 28079 Property Records

Union County property record for 2014 Chapman St, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,743 sqft · built 2017
Lot Size	0.147 acres (6,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Sep 2022)
Tax Bill	$2,721 (2025)
Deeds & Mortgages	Mar 2024 Transfer Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-066-820`

Property Details

APN / Parcel Number

Primary APN	`07-066-820`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,743 sqft Living Area
1st Floor Area	1,743 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Type	Gable
Lot Area	6,403 sqft (0.147 acres)
Garage Type	Attached
Garage Area	488 sqft
Porch	Slab
Porch Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2014 CHAPMAN ST
City	INDIAN TRAIL
State	NC
Zip	28079-0168
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#19 UNION GROVE PH1 MAP2 OPCN290-291 OPCN290/N309; LIFE ESTATE
Legal Subdivision	UNION GROVE
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1007
Census Tract	20320

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	214 CHAPMAN ST, INDIAN TRAIL, NC 28079
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Intrafamily Transfer, Transfer
Sep 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Oct 17, 2017	Special Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	202233815
Deed Book / Page	8580 / 699
Last Transfer Date	Feb 28, 2024
Transfer Doc	0008863382
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Mar 4, 2024
Property Address	2014 CHAPMAN ST, INDIAN TRAIL, NC 28079-0168
Document Number	0008863382
Book / Page	8863 / 382
Map Reference	MB 8580 PG 699-701
Instrument Date	Feb 28, 2024
Instrument	4700
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2014 CHAPMAN ST, INDIAN TRAIL, NC 28079-0168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 CHAPMAN ST, INDIAN TRAIL, NC 28079-0168

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 28, 2022
Property Address	2014 CHAPMAN ST, INDIAN TRAIL, NC 28079-0168
Document Number	0008580699
Book / Page	8580 / 699
Map Reference	CAB N FILE 309&310
Instrument Date	Sep 26, 2022
Instrument	33815
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1121 TULIP POPLAR RD, 1121, FUQUAY VARINA, NC 27526-3306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 CHAPMAN ST, INDIAN TRAIL, NC 28079-0168

Mortgage

Document Number	0000033816
Date	Sep 28, 2022
Instrument	33816

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 14, 2020
Property Address	2014 CHAPMAN ST, INDIAN TRAIL, NC 28079-0168
Document Number	0007773194
Book / Page	7773 / 194
Map Reference	CAB N FILE 309&310
Instrument Date	Aug 10, 2020
Instrument	31351
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10705 EDDINGS DR APT 302, 10705, CHARLOTTE, NC 28270-1205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 CHAPMAN ST, INDIAN TRAIL, NC 28079-0168

Mortgage

Document Number	0000031352
Date	Aug 14, 2020
Instrument	31352

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 17, 2017
Property Address	2014 CHAPMAN ST, INDIAN TRAIL, NC 28079-0168
Document Number	0007035205
Book / Page	7035 / 205
Map Reference	CAB N FILE 309&310
Instrument Date	Oct 17, 2017
Instrument	0030447
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5615 POTTER RD, 5615, MATTHEWS, NC 28104-0508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 CHAPMAN ST, INDIAN TRAIL, NC 28079-0168

Mortgage

Document Number	0000030448
Date	Oct 17, 2017
Instrument	0030448

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,800 (-) Land $98,000 Building $314,800	$412,800 (-) Land $98,000 Building $314,800
2025	$2,721.00 (+10.16%)	$412,800 (+40.12%) Land $98,000 Building $314,800	$412,800 (+40.12%) Land $98,000 Building $314,800
2023	$2,470.00	$294,600 Land $61,500 Building $233,100	$294,600 Land $61,500 Building $233,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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