20131 Williams Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 20131 Williams Dr, Culpeper, VA 22701 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,390 sqft · built 1975
Lot Size	0.727 acres (31,668 sqft)
Owner	2 Individual Names on File
Last Sale	$496,000 (Oct 2024)
Tax Bill	$2,034 (2025)
Deeds & Mortgages	Mar 2021 Second Mortgage Nov 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`50-I-1-21`

Property Details

APN / Parcel Number

Primary APN	`50-I-1-21`
Alternative APN	`4083`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	1,341 sqft
Basement Area	671 sqft
Unfinished Basement	671 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,668 sqft (0.727 acres)
Garage Area	406 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	147 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4083
Street Address	20131 WILLIAMS DR
City	CULPEPER
State	VA
Zip	22701-8272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW ACRES LOT 21 ORANGE ROAD DB 326/632
Legal Subdivision	102
Legal Lot Number	21
Jurisdiction	CULPEPER VA
Township / Civil Division	CEDAR MOUNTAIN
Census Block Group	2
Census Block	2022
Census Tract	930501

Owner

Source: Culpeper County records · APN 50-I-1-21

Assessment roll updated November 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20131 WILLIAMS DR, CULPEPER, VA 22701-8272
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Oct 03, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC
Mar 25, 2020	Warranty Deed, Transfer · FHA Mortgage NFM
Aug 04, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2024 · Amount on Record
Deed Sale	Oct 03, 2024 · Amount on Record
Prior Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	20244456
Prior Transfer Date	May 11, 2021
Prior Transfer Doc	0000004522
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	20131 WILLIAMS DR, CULPEPER, VA 22701-8272
Transaction Type	Mortgage
Record Updated	Nov 07, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002627
Date	Mar 22, 2021
Instrument	210002627

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 01, 2050

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	20131 WILLIAMS DR, CULPEPER, VA 22701-8272
Transaction Type	Mortgage
Record Updated	Nov 07, 2025
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210010303
Date	Nov 30, 2021
Instrument	210010303

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Oct 03, 2024
Property Address	20131 WILLIAMS DR, CULPEPER, VA 22701-8272
Document Number	0240004456
Instrument Date	Sep 24, 2024
Instrument	240004456
Transaction Type	Transfer
Record Updated	Nov 07, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20131 WILLIAMS DR, CULPEPER, VA 22701-8272

Mortgage

Document Number	0240004457
Date	Oct 03, 2024
Instrument	240004457

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	284 Months
Due	Jun 01, 2048

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Mar 25, 2020
Property Address	20131 WILLIAMS DR, CULPEPER, VA 22701-8272
Document Number	200001773
Instrument Date	Feb 04, 2020
Instrument	1773
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20131 WILLIAMS DR CULPEPER VA 227018272, CULPEPER, VA 22701-8272

Mortgage

Document Number	200001774
Date	Mar 25, 2020
Instrument	1774

Lender

Name	NFM

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	20131 WILLIAMS DR, CULPEPER, VA 22701-8272
Document Number	170004242
Instrument Date	Aug 04, 2017
Transaction Type	Mortgage
Record Updated	Sep 06, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	170004242
Date	Aug 08, 2017
Instrument	4242

Lender

Name	CAPITAL CTR
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 07, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,034.00 (+0.05%)	$473,000 (+34.99%) Land $117,600 Building $355,400	$473,000 (+34.99%) Land $117,600 Building $355,400
2024	$2,033.00 (+26.19%)
2023	$1,611.00	$350,400 Land $88,300 Building $262,100	$350,400 Land $88,300 Building $262,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510479305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1995–2014)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2014, rainfall accumulation
Claims By Storm	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Verizon	Fiber	2,300 / 2,300	Yes
Xfinity	Cable	1,200 / 35	Yes
Virginia Broadband	Fixed Wireless (unlicensed)	100 / 25	No

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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