20131 20th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 20131 20th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,168 sqft · built 2016
Lot Size	0.086 acres (3,728 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jul 2020)
Tax Bill	$6,532 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500490-0-630`

Property Details

APN / Parcel Number

Primary APN	`500490-0-630`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,168 sqft Living Area
Gross Area	737 sqft
Attic	Attic
Attic Area	360 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,728 sqft (0.086 acres)
Garage Type	Attached
Garage Area	377 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20131 20TH AVE E
City	SPANAWAY
State	WA
Zip	98387-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 41 RIDGE AT SOUTHWOOD DIV NO 3 PDD L 63 TOG/W UNDIV INT IN TRACTS B THRU G OUT OF 03-18-03-4-021 & 4-022 SEG 2016-0264 JP 02/09/16 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE AT SOUTHWOOD DIV NO 3 PDD
Legal Tract	B
Legal Lot Number	63
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1008
Census Tract	71411

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20131 20TH AVE E, SPANAWAY, WA 98387-3449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 6, 2020	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Dec 26, 2017	Deed of Trust, Mortgage · VA Mortgage GUILD MTG
Jan 31, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	202060702
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20131 20TH AVE E, SPANAWAY, WA 98387-3449
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001270065
Date	Jan 27, 2022
Instrument	202201270065

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 6, 2020
Property Address	20131 20TH AVE E, SPANAWAY, WA 98387-3449
Document Number	0007060702
Map Reference	DOC 201512105002
Instrument Date	May 2, 2020
Instrument	202007060702
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,960.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20131 20TH AVE E, SPANAWAY, WA 98387-3449

Mortgage

Document Number	0007060703
Date	Jul 6, 2020
Instrument	202007060703

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20131 20TH AVE E, SPANAWAY, WA 98387-3449
Document Number	1712280725
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20131 20TH AVE E SPANAWAY WA 983873449, SPANAWAY, WA 98387-3449

Mortgage

Document Number	1712280725
Date	Dec 28, 2017
Instrument	201712280725

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 31, 2017
Property Address	20131 20TH AVE E, SPANAWAY, WA 98387-3449
Document Number	0001311077
Map Reference	DOC201512105002
Instrument Date	Jan 27, 2017
Instrument	201701311077
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,748.51
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20131 20TH AVE E, SPANAWAY, WA 98387-3449

Mortgage

Document Number	0001311078
Date	Jan 31, 2017
Instrument	201701311078

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,800 (+8.9%) Land $137,400 Building $452,400	$589,800 (+8.9%) Land $137,400 Building $452,400
2025	$6,532.00 (+3.91%)
2024	$6,286.00 (-3.26%)	$541,600 (-5.1%) Land $143,700 Building $397,900	$541,600 (-5.1%) Land $143,700 Building $397,900
2023	$6,498.00	$570,700 Land $136,300 Building $434,400	$570,700 Land $136,300 Building $434,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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