20130 Ross Rd, Wildomar, CA 92595 Property Records

Riverside County property record for 20130 Ross Rd, Wildomar, CA 92595

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1992
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$594,000 (Nov 2024)
Tax Bill	$6,426 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`370-452-012`

Property Details

APN / Parcel Number

Primary APN	`370-452-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,996 sqft
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Construction Type	Wood
Roof Material	Tile
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	20130 ROSS RD
City	WILDOMAR
State	CA
Zip	92595-8273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 60 MB 214/097 TR 23111-1
Legal Subdivision	TRACT NO 23111 1
Legal Tract	23111-1
Legal Lot Number	60
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	2
Census Block	2008
Census Tract	46403

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20130 ROSS RD, WILDOMAR, CA 92595-8273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 18, 2022	Grant Deed, Transfer TICOR TITLE RIVERSIDE
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jun 15, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2024 · Amount on Record
Deed Sale	Nov 5, 2024 · Amount on Record
Prior Sale	Apr 18, 2022 · Amount on Record
Deed Document Number	2024333757
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20130 ROSS RD, WILDOMAR, CA 92595-8273
Transaction Type	Mortgage
Record Updated	May 25, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20130 ROSS RD, WILDOMAR, CA 92595-8273

Mortgage

Document Number	0000227881
Date	May 17, 2022
Instrument	2022-0227881

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 18, 2022
Property Address	20130 ROSS RD, WILDOMAR, CA 92595-8273
Document Number	0000182336
Map Reference	MB 214 PG 97-101
Instrument Date	Apr 8, 2022
Instrument	2022-0182336
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20130 ROSS RD, WILDOMAR, CA 92595-8273

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20130 ROSS RD, WILDOMAR, CA 92595-8273
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20130 ROSS RD, WILDOMAR, CA 92595-8273

Mortgage

Document Number	0000369072
Date	Jun 18, 2021
Instrument	2021-0369072

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 15, 2018
Property Address	20130 ROSS RD, WILDOMAR, CA 92595-8273
Document Number	0000244379
Map Reference	MB 214 PG 97-101
Instrument Date	May 21, 2018
Instrument	2018-0244379
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE COMPANY OF CALIO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20130 ROSS RD, WILDOMAR, CA 92595-8273

Mortgage

Document Number	0000244380
Date	Jun 15, 2018
Instrument	2018-0244380

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Wildomar City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,880 (+2%) Land $181,764 Building $424,116
2025	$6,426.00 (+8%)	$594,000 (+2.17%) Land $178,200 Building $415,800
2023	$5,950.00 (+58.54%)	$581,400 Land $102,000 Building $479,400
2022	$3,753.00
2021			$494,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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