20130 Lomo Ranchos Rd, Volcano, CA 95689 Property Records

Amador County property record for 20130 Lomo Ranchos Rd, Volcano, CA 95689

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,909 sqft · built 1972
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on Record
Last Sale	$689,000 (Dec 2022)
Tax Bill	$5,726 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`021-200-058-000`

Property Details

APN / Parcel Number

Primary APN	`021-200-058-000`
Alternative APN	`2120005800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,909 sqft Living Area
1st Floor Area	2,909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Construction Type	Steel Frame
Lot Area	239,580 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	20130 LOMO RANCHOS RD
City	VOLCANO
State	CA
Zip	95689-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	20M37 PARCEL A-2
Legal Subdivision	PARCEL MAP 199
Legal Lot Number	A-2
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	2
Census Block	2001
Census Tract	201

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20130 LOMO RANCHOS RD, VOLCANO, CA 95689-9755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Aug 18, 2020	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK
May 17, 2019	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Apr 28, 2017	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	202210471
Record Updated	Sep 20, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Dec 27, 2022
Property Address	20130 LOMO RANCHOS RD, VOLCANO, CA 95689-9755
Document Number	0000010471
Map Reference	MB 20 PG 37
Instrument Date	Dec 19, 2022
Instrument	2022-0010471
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20130 LOMO RANCHOS RD, VOLCANO, CA 95689-9755

Mortgage

Document Number	0000010472
Date	Dec 27, 2022
Instrument	2022-0010472

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	20130 LOMO RANCHOS RD, VOLCANO, CA 95689-9755
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20130 LOMO RANCHOS RD, VOLCANO, CA 95689-9755

Mortgage

Document Number	0000009213
Date	Aug 9, 2021
Instrument	2021-0009213

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	20130 LOMO RANCHOS RD, VOLCANO, CA 95689-9755
Document Number	0000006888
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	LAND TITLE COMPANY, LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10181 RIVER PARK CIR STOCKTON CA 952094182, STOCKTON, CA 95209-4182

Mortgage

Document Number	0000006888
Date	Aug 18, 2020
Instrument	6888

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Aug 18, 2020
Property Address	20130 LOMO RANCHOS RD, VOLCANO, CA 95689-9755
Document Number	0000006887
Map Reference	MB 20 PG 37
Instrument Date	Aug 4, 2020
Instrument	2020-0006887
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	WESTERN LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10181 RIVER PARK CIR, STOCKTON, CA 95209-4182

Mortgage

Document Number	0000006888
Date	Aug 18, 2020
Instrument	2020-0006888

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	May 17, 2019
Property Address	20130 LOMO RANCHOS RD, VOLCANO, CA 95689-9755
Document Number	0000003389
Instrument Date	May 1, 2019
Instrument	3389
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 166 VOLCANO CA 956890166, VOLCANO, CA 95689-0166

Mortgage

Document Number	3390
Date	May 17, 2019
Instrument	3390

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Apr 28, 2017
Property Address	20130 LOMO RANCHOS RD, VOLCANO, CA 95689-9755
Document Number	0000003158
Map Reference	PM199 MB20 PG37
Instrument Date	Apr 27, 2017
Instrument	2017-0003158
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20130 LOMO RANCHOS RD, VOLCANO, CA 95689-9755

Mortgage

Document Number	0000003159
Date	Apr 28, 2017
Instrument	2017-0003159

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$564,973 (+2%) Land $147,720 Building $417,253
2025	$5,726.00 (+4.93%)	$553,896 (+4.04%) Land $144,824 Building $409,072
2024			$703,530
2023	$5,457.00 (-13.12%)	$532,389 Land $139,201 Building $393,188
2022	$6,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
unWired Broadband Fixed Wireless	50 / 12
Volcano Vision DSL	50 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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