20130 Dowry Ct, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20130 Dowry Ct, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,351 sqft · built 2012
Lot Size	0.163 acres (7,121 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Oct 2012)
Tax Bill	$6,252 (2023)
Deeds & Mortgages	Feb 2020 Line of Credit Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`007-518-44`

Property Details

APN / Parcel Number

Primary APN	`007-518-44`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,351 sqft Heated Area
Gross Area	4,231 sqft
1st Floor Area	2,006 sqft
Upper Floors Area	1,353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	7,121 sqft (0.163 acres)
Garage Area	506 sqft
Porch	Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-518-44
Street Address	20130 DOWRY CT
City	CORNELIUS
State	NC
Zip	28031-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Description	L46 M51-450
Legal Subdivision	CORNELIUS TOD PH 02 MAP 01
Legal Lot Number	46
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1022
Census Tract	6409

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20130 DOWRY CT, CORNELIUS, NC 28031-5419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2012 · Amount on Record
Deed Sale	Oct 29, 2012 · Amount on Record
Prior Sale	Oct 29, 2012 · Amount on Record
Deed Document Number	0000152859
Last Transfer Date	Apr 6, 2020
Transfer Doc	0000047862
Record Updated	Jun 7, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20130 DOWRY CT, CORNELIUS, NC 28031-5419
Document Number	0000022237
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20130 DOWRY CT CORNELIUS NC 280315419, CORNELIUS, NC 28031-5419

Mortgage

Document Number	0000022237
Date	Feb 18, 2020
Book Page	034289/000001
Instrument	22237

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

Interest

Rate Type	Adjustable Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 6, 2020
Property Address	20130 DOWRY CT, CORNELIUS, NC 28031-5419
Document Number	0000047862
Book / Page	034441 / 000761
Instrument Date	Jan 20, 2020
Instrument	47862
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20130 DOWRY CT CORNELIUS NC 280315419, CORNELIUS, NC 28031-5419

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom, Verizon.

Nearby Properties on Dowry Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures