2013 Windcliff Dr, Eads, TN 38028 Property Records

Shelby County property record for 2013 Windcliff Dr, Eads, TN 38028

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 6,217 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on File
Last Sale	$45,000 (May 2020)
Tax Bill	$7,227 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D0-210H-A0-0032`

Property Details

APN / Parcel Number

Primary APN	`D0-210H-A0-0032`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	6,217 sqft Living Area
Gross Area	7,298 sqft
1st Floor Area	3,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	1,081 sqft
Porch	Open Porch
Patio Area	867 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2013 WINDCLIFF DR
City	EADS
State	TN
Zip	38028-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Description	WS WIND CLIFF DR SEE MAP 121-I,J,O,P
Legal Subdivision	LAKES OF CORDOVA
Legal Lot Number	32
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	2
Census Block	2014
Census Tract	21023

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	2013 WINDCLIFF DR, EADS, TN 38028-2001
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF BARTLETT
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP
Jun 15, 2023	Intrafamily Transfer, Transfer
Jun 15, 2023	Intrafamily Transfer, Transfer
May 12, 2020	Warranty Deed, Transfer CLOSING TITLE, CLOSING & TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on File
Deed Sale	May 12, 2020 · Amount on File
Prior Sale	Nov 17, 2015 · Amount on File
Deed Document Number	202020047614
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	2013 WINDCLIFF DR, EADS, TN 38028-2001
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025079934
Date	Sep 17, 2025
Instrument	25079934

Lender

Name	BANK OF BARTLETT
Type	Bank
Address	MEMPHIS, TN 38134

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 10, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 30, 2023
Property Address	2013 WINDCLIFF DR, EADS, TN 38028-2001
Document Number	0023093017
Map Reference	MB 116 PG 27
Instrument Date	Oct 12, 2023
Instrument	23093017
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	EXECUTIVE TITLE AND CLOSING INC, EXECUTIVE TTL & CLOSING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 WINDCLIFF DR, EADS, TN 38028-2001

Mortgage

Document Number	0023093018
Date	Oct 30, 2023
Instrument	23093018

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	Jun 15, 2023
Property Address	2013 WINDCLIFF DR, EADS, TN 38028-2001
Document Number	0023049439
Map Reference	MB 274 PG 32
Instrument Date	Jun 15, 2023
Instrument	23049439
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2013 WINDCLIFF DR, EADS, TN 38028-2001

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	Jun 15, 2023
Property Address	2013 WINDCLIFF DR, EADS, TN 38028-2001
Document Number	0023049360
Map Reference	MB 274 PG 32
Instrument Date	Jun 14, 2023
Instrument	23049360
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 WINDCLIFF DR, EADS, TN 38028-2001

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 12, 2020
Property Address	2013 WINDCLIFF DR, EADS, TN 38028
Document Number	0000047614
Instrument Date	Apr 28, 2020
Instrument	47614
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	CLOSING TITLE, CLOSING & TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4639 DAVIS GROVE BLVD OLIVE BRANCH MS 386545928, OLIVE BRANCH, MS 38654-5928

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,227.00 (+0.1%)	$268,675 (+26.14%) Land $27,325 Building $241,350	$1,074,700 (+26.14%) Land $109,300 Building $965,400
2023		$213,000 Land $20,700 Building $192,300
2022	$7,220.00
2021			$852,000 Land $82,800 Building $769,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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