2013 Reserve Ln, Augusta, GA 30907 Property Records

Augusta-Richmond County Consolidated Government property record for 2013 Reserve Ln, Augusta, GA 30907

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,632 sqft · built 2006
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Oct 2008)
Tax Bill	$1,567 (2026)
Deeds & Mortgages	May 2024 Mortgage Dec 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`007-3-117-00-0`

Property Details

APN / Parcel Number

Primary APN	`007-3-117-00-0`
Alternative APNs	`83261` `5719`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,632 sqft Gross Area
1st Floor Area	907 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	90 ft deep x 26 ft wide
Garage Area	264 sqft
Porch	Porch
Porch Area	65 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2013 RESERVE LN
City	AUGUSTA
State	GA
Zip	30907-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-1
Legal Description	CREEKSIDE AT THE RESERVES LOT 2 PARCEL H
Legal Subdivision	CREEKSIDE AT THE RESERVES
Legal Lot Number	2
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2022
Census Tract	10104

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2013 RESERVE LN, AUGUSTA, GA 30907-6212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 22, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2008 · Amount on Record
Deed Sale	Oct 2, 2008 · Amount on Record
Prior Sale	Jul 8, 2008 · Amount on Record
Deed Book / Page	1193 / 1186
Prior Transfer Date	Mar 30, 2007
Prior Transfer Doc	0011710387
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	2013 RESERVE LN, AUGUSTA, GA 30907-6212
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 RESERVE LN, AUGUSTA, GA 30907-6212

Mortgage

Document Number	0019270000001084
Date	May 23, 2024
Book Page	0000001927/0000001084

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2052

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHMOND GA
Property Address	2013 RESERVE LN, AUGUSTA, GA 30907-6212
Document Number	0016120976
Book / Page	001612 / 000976
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 RESERVE LN AUGUSTA GA 309076212, AUGUSTA, GA 30907-6212

Mortgage

Document Number	0016120976
Date	Jan 11, 2018
Book Page	001612/000976

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,567.00 (-16.11%)
2025	$1,868.00 (+43.47%)	$72,856 (-2.64%) Land $11,200 Building $61,656	$182,140 (-2.64%) Land $28,000 Building $154,140
2023	$1,302.00 (-22.45%) Homeowner's exemption	$74,828 (+15.15%) Land $11,200 Building $63,628	$187,070 (+15.15%) Land $28,000 Building $159,070
2022	$1,679.00	$64,982 Land $11,200 Building $53,782	$162,454 Land $28,000 Building $134,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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