Stephens County property record for 2013 Overland Dr, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,928 sqft · built 1977 |
| Lot Size | 0.256 acres (11,139 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,000 (Dec 2020) |
| Tax Bill | $1,216 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21076 |
| Primary APN | 21076 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 1,912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,139 sqft (0.256 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21076 |
|---|---|
| Street Address | 2013 OVERLAND DR |
| City | DUNCAN |
| State | OK |
| Zip | 73533-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 3 LT 4 TIMBERGATE #1 |
| Legal Range | 07W |
| Legal Township | 01N |
| Legal Section | 30 |
| Legal Subdivision | TIMBERGATE ADDN PART 1 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | DUNCAN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 101 |
2013 Overland Dr is owned and occupied by an individual who bought it in December 2020.
Source: Stephens County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2013 OVERLAND DR, DUNCAN, OK 73533-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NBKC BANK |
| May 18, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BOC BANK |
| Dec 23, 2020 | Warranty Deed, Construction Loan · Construction Mortgage LIBERTY NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on File |
| Deed Sale | Dec 23, 2020 · Amount on File |
| Prior Sale | Feb 11, 2013 · Amount on File |
| Deed Document Number | 202010581 |
| Deed Book / Page | 5904 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 2013 OVERLAND DR, DUNCAN, OK 73533-1207 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Title Company | STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO |
| Name | Verified Name |
|---|---|
| Address | 2013 OVERLAND DR, DUNCAN, OK 73533-1207 |
| Document Number | 00006245/1 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 6245/1 |
| Instrument | I-2022-010695 |
| Name | NBKC BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.45% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.45% |
| Max Rate At Change | 7.45% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 2013 OVERLAND DR, DUNCAN, OK 73533-1207 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 005814/221 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 5814/221 |
| Instrument | 2020-003917 |
| Name | BOC BANK |
|---|---|
| Type | Bank |
| Address | DUNCAN, OK 73533 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | May 11, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Dec 23, 2020 |
| Property Address | 2013 OVERLAND DR, DUNCAN, OK 73533-1207 |
| Document Number | 005904/201 |
| Book / Page | 5904 / 201 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2020-010581 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 28, 2025 |
| Title Company | STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS COUNTY ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2013 OVERLAND DR, DUNCAN, OK 73533-1207 |
| Document Number | 2020010582 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020-010582 |
| Name | LIBERTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Dec 21, 2022 |
The 2025 property tax bill for 2013 Overland Dr was $1,216 with a homeowner's exemption, up 3.1% from the year before.
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Duncan City |
| Unified School District | Duncan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,418 (-) Land $1,225 Building $14,193 | $140,168 (-13.42%) Land $11,139 Building $129,029 | |
| 2025 | $1,216.00 (+3.14%) Homeowner's exemption | $15,418 (+6.09%) Land $1,225 Building $14,193 | $161,892 (+5.33%) Land $11,139 Building $150,753 |
| 2024 | $1,179.00 (+5.08%) Homeowner's exemption | $14,533 (-) Land $1,225 Building $13,308 | $153,704 (+10.02%) Land $11,139 Building $142,565 |
| 2023 | $1,122.00 Homeowner's exemption | $14,533 Land $1,225 Building $13,308 | $139,703 Land $11,139 Building $128,564 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2013 Overland Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2007–2016) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2013 Overland Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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