2013 J Rd, Fruita, CO 81521 Property Records

Mesa County property record for 2013 J Rd, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,132 sqft · built 1890
Lot Size	0.098 acres (4,264 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Jul 2021)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2697-232-00-597`

Property Details

APN / Parcel Number

Primary APN	`2697-232-00-597`
Alternative APN	`R014222`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft
Flooring	Carpet
Interior Walls	Metal
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,264 sqft (0.098 acres)
Garage Type	Detached
Garage Area	572 sqft

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	304 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R014222
Street Address	2013 J RD
City	FRUITA
State	CO
Zip	81521-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 133FT OF W 653.29FT OF N 327FT OF NW4NW4 SEC 23 1N 2W
Legal Range	002
Legal Township	01N
Legal Section	23
Legal Lot Number	597
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	2
Census Block	2037
Census Tract	1502

Owner

2013 J Rd is owned and occupied by an individual who bought it in July 2021.

Source: Mesa County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	2013 J RD, FRUITA, CO 81521-9343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Jul 11, 1996 · Amount on File
Deed Document Number	20212991772
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	0002991772
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jul 23, 2021
Property Address	2013 J RD, FRUITA, CO 81521-9343
Document Number	0002991772
Instrument Date	Jul 22, 2021
Instrument	2991772
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.75
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 J RD, FRUITA, CO 81521-9343

Mortgage

Document Number	0002991773
Date	Jul 23, 2021
Instrument	2991773

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0002991774
Date	Jul 23, 2021
Instrument	2991774

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2013 J Rd was $1,659, up 15.6% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,659.00 (+15.61%)	$22,800 (+13.49%) Land $10,310 Building $12,490	$364,880 Land $165,000 Building $199,880
2024	$1,435.00 (+0.63%)	$20,090 (-) Land $10,080 Building $10,010
2023	$1,426.00 (+52.68%)	$20,090 (+55.5%) Land $10,080 Building $10,010	$299,750 Land $150,400 Building $149,350
2022	$934.00	$12,920 Land $5,910 Building $7,010
2021			$185,850 Land $85,000 Building $100,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2013 J Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2013 J Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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