2013 Ernesto Ln, Raleigh, NC 27603 Property Records

Wake County property record for 2013 Ernesto Ln, Raleigh, NC 27603

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,951 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,500 (Jun 2019)
Tax Bill	$4,614 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0689.02-95-7236-000`

Property Details

APN / Parcel Number

Primary APN	`0689.02-95-7236-000`
Alternative APNs	`0689.02-95-7236 0432568` `0689957236` `0432568`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,951 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Area	178 sqft
Porch	Porch
Porch Area	132 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0432568
Street Address	2013 ERNESTO LN
City	RALEIGH
State	NC
Zip	27603-9490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD
Legal Description	LO106 CYPRESS MEADOW PH2 BM2015-01587
Legal Subdivision	CYPRESS MEADOW PH2
Legal Phase	2
Legal Lot Number	106
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	1
Census Block	1014
Census Tract	53110

Owner

Source: Wake County records, as of September 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2013 ERNESTO LN, RALEIGH, NC 27603-9490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FNDG
Dec 28, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Book / Page	17488 / 1887
Last Transfer Date	Jul 26, 2019
Transfer Doc	17518/2090
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2013 ERNESTO LN, RALEIGH, NC 27603-9490
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017952/869
Date	Jul 7, 2020
Book Page	17952/869

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2013 ERNESTO LN, RALEIGH, NC 27603-9490
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18683/1466
Date	Sep 7, 2021
Book Page	18683/1466

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Jul 26, 2019
Property Address	2013 ERNESTO LN, RALEIGH, NC 27603-9490
Document Number	175182090
Book / Page	017518 / 002090
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 ERNESTO LN RALEIGH NC 276039490, RALEIGH, NC 27603-9490

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 27, 2019
Property Address	2013 ERNESTO LN, RALEIGH, NC 27603-9490
Document Number	174881887
Book / Page	017488 / 001887
Instrument Date	Jun 15, 2019
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$679.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 ERNESTO LN RALEIGH NC 276039490, RALEIGH, NC 27603-9490

Mortgage

Document Number	174881889
Date	Jun 27, 2019
Book Page	017488/001889

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WAKE NC
Recording Date	Dec 28, 2017
Property Address	2013 ERNESTO LN, RALEIGH, NC 27603-9490
Document Number	170081226
Book / Page	017008 / 001226
Instrument Date	Dec 28, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$678.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 ERNESTO LN RALEIGH NC 276039490, RALEIGH, NC 27603-9490

Mortgage

Document Number	170081228
Date	Dec 28, 2017
Book Page	017008/001228

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Fuquay-Varina Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,614.00 (+19.88%)	$525,082 (+52.48%) Land $100,000 Building $425,082	$525,082 (+52.48%) Land $100,000 Building $425,082
2023	$3,849.00	$344,355 Land $55,000 Building $289,355	$344,355 Land $55,000 Building $289,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FUQUAY-VARINA serves 42,954 people · EPA ID NC0392055
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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