2013 Cedar Ct, Stillwater, OK 74075 Property Records

Payne County property record for 2013 Cedar Ct, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1997
Lot Size	0.212 acres (9,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,500 (May 2013)
Tax Bill	$2,642 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-1-SW199-002-0007`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-1-SW199-002-0007`
Alternative APNs	`600046148` `46148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,275 sqft (0.212 acres)
Lot Dimensions	129 ft deep x 99.5 ft wide
Garage Type	Attached
Garage Area	450 sqft
Porch	Slab
Porch Area	135 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46148
Street Address	2013 CEDAR CT
City	STILLWATER
State	OK
Zip	74075-8256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEDGEWOOD SEC 3 BLK 2 LOT 7
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	WEDGEWOOD SEC 3
Legal Block	2
Legal Lot Number	7
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4000
Census Tract	10600

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2013 CEDAR CT, STILLWATER, OK 74075-8256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Sep 12, 2018	Warranty Deed, Transfer · Conventional with PMI EXCHANGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2013 · Amount on Record
Deed Sale	May 14, 2013 · Amount on Record
Deed Document Number	20138265
Deed Book / Page	2097 / 143
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	2013 CEDAR CT, STILLWATER, OK 74075-8256
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 CEDAR CT, STILLWATER, OK 74075-8256

Mortgage

Document Number	0028940970
Date	Oct 9, 2025
Book Page	2894/970
Instrument	I-2025-011250

Lender

Name	BANCFIRST
Type	Bank
Address	808 S MAIN ST, STILLWATER, OK 74074

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2040

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Sep 12, 2018
Property Address	2013 CEDAR CT, STILLWATER, OK 74075-8256
Document Number	0024730257
Book / Page	002473 / 000257
Instrument Date	Sep 10, 2018
Instrument	11110
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	COMMUNITY ABSTRACT CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2013 CEDAR CT STILLWATER OK 740758256, STILLWATER, OK 74075-8256

Mortgage

Document Number	24730259
Date	Sep 12, 2018
Book Page	002473/000259
Instrument	11111

Lender

Name	EXCHANGE BK
Type	Bank
Address	STILLWATER, OK 74074

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,392 (+10.25%) Land $4,201 Building $23,191	$240,284 (-4.7%) Land $36,858 Building $203,426
2025	$2,642.00 (+4.59%)	$24,845 (-) Land $2,956 Building $21,889
2024	$2,526.00 (+5.21%)	$24,845 (+5%) Land $2,956 Building $21,889	$252,140 (+10.73%) Land $30,000 Building $222,140
2023	$2,401.00 (+5.26%)	$23,662 (+5%) Land $3,117 Building $20,545	$227,710 (+10.83%) Land $30,000 Building $197,710
2022	$2,281.00	$22,535 Land $3,290 Building $19,245	$205,450 Land $30,000 Building $175,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centranet.

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