20128 18th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20128 18th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,449 sqft · built 2018
Lot Size	0.082 acres (3,587 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,162 (Aug 2018)
Tax Bill	$5,913 (2026)
Deeds & Mortgages	May 2021 Mortgage Jun 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`500490-0-020`

Property Details

APN / Parcel Number

Primary APN	`500490-0-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,449 sqft Living Area
Gross Area	2,825 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	3,587 sqft (0.082 acres)
Garage Type	Attached
Garage Area	376 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20128 18TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 41 RIDGE AT SOUTHWOOD DIV NO 3 PDD L 2 TOG/W UNDIV INT IN TRACTS B THRU G OUT OF 03-18-03-4-021 & 4-022 SEG 2016-0264 JP 02/09/16 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE AT SOUTHWOOD DIV NO 3 PDD
Legal Tract	B
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1008
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20128 18TH AVENUE CT E, SPANAWAY, WA 98387-1864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Aug 30, 2019	Deed of Trust, Mortgage · VA Mortgage ON Q FIN'L
Aug 17, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage ON Q FINANCIAL INC
Apr 10, 2018	Trustee's Deed, Construction Loan · Construction Mortgage KITSAP BK
Sep 14, 2017	Deed of Trust, Mortgage KITSAP BK
Jul 25, 2017	Quit Claim Deed, Transfer F A T C O

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	2018494
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0000001090
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20128 18TH AVENUE CT E, SPANAWAY, WA 98387-1864
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005050308
Date	May 5, 2021
Instrument	202105050308

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Aug 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20128 18TH AVENUE CT E, SPANAWAY, WA 98387-1864
Document Number	2006190170
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20128 18TH AVENUE CT E SPANAWAY WA 983871864, SPANAWAY, WA 98387-1864

Mortgage

Document Number	2006190170
Date	Jun 19, 2020
Instrument	202006190170

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20128 18TH AVENUE CT E, SPANAWAY, WA 98387-1864
Document Number	1909050283
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20128 18TH AVENUE CT E SPANAWAY WA 983871864, SPANAWAY, WA 98387-1864

Mortgage

Document Number	1909050283
Date	Sep 5, 2019
Instrument	201909050283

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 17, 2018
Property Address	20128 18TH AVENUE CT E, SPANAWAY, WA 98387-1864
Document Number	0008170494
Map Reference	DOC201512105002
Instrument Date	Aug 8, 2018
Instrument	201808170494
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,255.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20128 18TH AVENUE CT E, SPANAWAY, WA 98387-1864

Mortgage

Document Number	0008170495
Date	Aug 17, 2018
Instrument	201808170495

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 10, 2018
Property Address	20128 18TH AVENUE CT E, SPANAWAY, WA 98387-1864
Document Number	1804100117
Instrument Date	Apr 10, 2018
Instrument	201804100117
Transaction Type	Construction Loan
Record Updated	Apr 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20128 18TH AVENUE CT E SPANAWAY WA 983871864, SPANAWAY, WA 98387-1864
Investor	Possibly a Property Investor

Mortgage

Document Number	1804100117
Date	Apr 10, 2018
Instrument	201804100117

Lender

Name	KITSAP BK
Type	Bank
Address	FIFE, WA 98424-2626

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20128 18TH AVENUE CT E, SPANAWAY, WA 98387-1864
Document Number	1709150444
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20128 18TH AVENUE CT E SPANAWAY WA 983871864, SPANAWAY, WA 98387-1864
Investor	Possibly a Property Investor

Mortgage

Document Number	1709150444
Date	Sep 15, 2017
Instrument	201709150444

Lender

Name	KITSAP BK
Type	Bank
Address	FIFE, WA 98424-2626

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 25, 2017
Property Address	20128 18TH AVENUE CT E, SPANAWAY, WA 98387-1864
Document Number	0007251090
Map Reference	DOC201512105002
Instrument Date	Jul 18, 2017
Instrument	201707251090
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	F A T C O

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 73790, PUYALLUP, WA 98373-0790
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,913.00 (+0.82%)	$528,500 (+8.74%) Land $136,100 Building $392,400	$528,500 (+8.74%) Land $136,100 Building $392,400
2025	$5,865.00 (+3.71%)
2024	$5,655.00 (-2.65%)	$486,000 (-4.44%) Land $142,300 Building $343,700	$486,000 (-4.44%) Land $142,300 Building $343,700
2023	$5,809.00	$508,600 Land $135,000 Building $373,600	$508,600 Land $135,000 Building $373,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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