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20125 Oriana Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 20125 Oriana Loop, Land O Lakes, FL 34638

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,292 sqft
Lot Size0.202 acres (8,818 sqft)
OwnerIndividual Name on File
Last Sale$695,000 (Jun 2025)
Tax Bill$1,365 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-26-18-0140-00000-0190

Property Details

APN / Parcel Number

Primary APN15-26-18-0140-00000-0190

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,292 sqft Living Area
Gross Area4,255 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,818 sqft (0.202 acres)
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address20125 ORIANA LOOP
CityLAND O LAKES
StateFL
Zip34638-3869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionOAKSTEAD ESTATES PB 93 PG 009 LOT 19
Legal SubdivisionOAKSTEAD
Legal Lot Number19
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1002
Census Tract31604

Owner

20125 Oriana Loop is owned and occupied by an individual who bought it in June 2025.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address20125 ORIANA LOOP, LAND O LAKES, FL 34638-3869
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2025 · Amount on File
Deed SaleJun 26, 2025 · Amount on File
Deed Document Number2025123759
Deed Book / Page11236 / 2322
Record UpdatedJun 8, 2026

June 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJun 26, 2025
Property Address20125 ORIANA LOOP, LAND O LAKES, FL 34638-3869
Document Number0112362322
Book / Page11236 / 2322
Map ReferenceMB 93 PG 9-12
Instrument DateJun 25, 2025
Instrument2025123759
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2025
Title CompanyM/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,865.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4211 W BOY SCOUT BLVD # BLVD300, BLVD300, TAMPA, FL 33607-5724

Transferred To (Grantee/Buyer)

NameVerified Name
Address20125 ORIANA LOOP, LAND O LAKES, FL 34638-3869

Mortgage

Document Number0112362324
DateJun 26, 2025
Instrument11236/2324
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 20125 Oriana Loop was $1,365.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,365.00$81,179 Land $81,179$81,179 Land $81,179

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20125 Oriana Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims2 (1988–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20125 Oriana Loop is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oriana Loop

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